125 S 5th Street, Saint Charles, MO 63301
MULTI_FAMILY - St Charles, MO
- Added:
- May 5, 2026
- Days on Market:
- 60
- Last Refresh:
- Jul 3 at 12:06 am
Property Features for 125 S 5th Street
General Information
- Property type
- Residential Multi Family
- Property subtype
- Other
- Appliances
- Oven, Refrigerator
- Standard status
- Active
- APN
- 6-009D-B147-00-0021.1000000
- Size
- 3,151 SF
- Lot size
- 0.23 Acres
Taxes and HOA fees
- Tax Year
- 2025
- Tax Description
- 6-009D-B147-00-0021.1000000
- Tax Annual Amount
- 4670
Utilities
- Heating system
- Forced Air, Natural Gas
- Cooling system
- Wall/Window Unit(s), Window Unit(s), Electric
- Water source
- Public
Building Details
- Year built
- 1880
- Floors in Building
- 2
- Number of units
- 5
- Building materials
- Stucco
Listing agent James Anderson License #2019046652 (314) 374-3687
Listing office Salient Realty Group, LLC 1000 S. Newstead Ave Ste 2, St. Louis, MO (314) 374-3687
Listing date May 5, 2026
Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
HighLights
- 5‑unit multifamily property at 125 South 5th Street in the Saint Charles submarket
- Unit mix includes three 1‑bedroom units and two 2‑bedroom units
- In‑place 8.3% cap rate reported for the property
- Natural gas forced‑air heating; electric and window/wall unit cooling
- Year built: 1880; stucco construction
- Appliances include an oven and refrigerator; water source: public
Overview
The property is located at 125 S 5th Street in St. Charles, Missouri, in St. Charles County. Public remarks note the building is directly adjacent to SSM Health St. Joseph Hospital – St. Charles, positioning it for tenants seeking convenient access to medical services and related activities. The remarks also describe the surrounding area as close to Historic Main Street as well as shopping and dining.
For investors or owner-operators seeking a smaller residential income asset, this configuration may be well-suited to both traditional and furnished rental strategies, as the unit mix can support households looking for either 1- or 2-bedroom layouts. The remarks further indicate opportunities for interior upgrades and rental repositioning through higher-end finishes. With a location tied to a major healthcare provider and access to nearby commercial amenities, the property is presented as a practical option for buyers evaluating multifamily ownership in the St. Charles submarket.
Local Financial Insights For Apartment 5plus
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $60.5k | $19.20 |
| − Vacancy | −$3.0k | −$0.96 |
| EGI | $57.5k | $18.24 |
| − OpEx | −$25.9k | −$8.21 |
| NOI | $31.6k | $10.03 |
Alternative Uses
Current Use by Public Records
Location Insight
- Map
- Local Demand
- City
- Saint Charles
- County
- St. Charles
- State
- Missouri
- Longitude
- -90.486734
- Latitude
- 38.78231
