Advertise
    Location, address, ZIP or keywords
    Approved Homesite in Panama City

    12109 Caruso Drive Panama City, FL 32404

    Claim this Listing
    For Sale
    $39,000

    LAND - Panama City, FL

    Lot size:
    0.80 Acres
    Added:
    May 6, 2026
    Days on Market:
    68
    Last Refresh:
    Jul 12 at 1:06 am

    Property Features for 12109 Caruso Drive

    General Information

    Property type
    Land
    Property subtype
    Other
    Standard status
    Active
    APN
    07399-814-000
    Lot size
    0.80 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Description
    25 4S 13W -1.819- E 150' OF W 2400' OF N 300' AKA LOT 24O OF EAST BAY POINT UNREC.S 30' SUBJ TO ROAD EAS & TH N 15' SUBJ TO DRAINAGE EAS SUBJ ROAD R/W ORB 389 P 483 ORB 4664 P 2376
    Tax Annual Amount
    273

    Listing agent Angela M Foust License #SL3416662

    Listing office Performance Realty 190 E Brock Ave, Bonifay, FL

    Listing date May 6, 2026

    MLS# 789646 Listing URL

    Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Investment Insights

    Based on property information with market context.

    This approximately 0.97-acre homesite, located at 12109 Caruso Drive in Panama City, Florida, has an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed. Public water and sewer are available at the road, along with electric access. The property offers a natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. The property is suited for a forever home, a private getaway, or investment. The seller is offering owner financing with only $14,000 down.

    Key Highlights

    • Approved Environmental Resource Permit in place for a single‑family home, pool, garage, yard, and driveway, saving significant time and money.
    • Seller offering owner financing with only $14,000 down.
    • Approximately 0.97‑acre homesite ready for development.

    Property Analytics

    Property Profile Location Intelligence

    Current Use by Public Records

    Residential land & home ...

    Suggested Use

    Bakery Clothing & Fashion Store

    Zoning and permitted uses should be independently verified with local authorities.

    Similar For Sale Nearby

    • $1,500,000
      9,050 SF

      Three-Building Flex and Industrial Campus

      A 9,000+ SF heated, multi-office flex campus with gated storage, abundant parking, and room to scale for growing operations.
      2901 W 17th Street, Panama City, FL 32405
      View Details
    • $2,500,000
      11,171 SF

      Versatile Commercial Property in Panama City

      Showroom, warehouse, and office space in a strategic location.
      1331 Harrison Avenue, Panama City, FL 32401
      View Details
    • $349,900
      2,768 SF

      Veterinary Clinic Facility

      Well-appointed veterinary clinic with multiple exam and support rooms, designed for animal care and professional office use.
      247 N Highway 22 A, Panama City, FL 32404
      View Details
    • $775,000
      1,708 SF

      Mixed-Use Office Property

      Remodeled custom property on a 0.64-acre lot with mixed-use flexibility and multiple entrances, including two suite setups.
      854 Magnolia Avenue, Panama City, FL 32401
      View Details
    • $724,000
      5,222 SF

      Six-Unit Income Producing Property

      Turnkey six-unit rental portfolio on a corner lot with recently remodeled interiors and newer roof improvements.
      119 College Avenue, Panama City, FL 32401
      View Details
    • $724,000
      5,222 SF

      Income-Producing Multi-Family Panama City

      Six rental units generating over $82,000 in gross annual income.
      119 College Avenue, Panama City, FL 32401
      View Details
    • $595,000
      3,375 SF

      Auto Shop with Service Bays

      Move-in ready auto shop with service bays, office space, and substantial frontage for everyday commercial visibility.
      1900 N East Avenue, Panama City, FL 32405
      View Details
    • $385,000
      1,674 SF

      Turnkey Office Building with Private Rooms

      Move-in-ready office building features a lobby with reception area, seven private rooms, kitchenette, and three bathrooms.
      316 W 11th Street, Panama City, FL 32401
      View Details
    • $1,185,000
      2,720 SF

      Waterfront Multifamily Property with Boat Slips

      Updated waterfront multifamily property in Panama City with income potential.
      6722 S Lagoon Drive, Panama City, FL 32408
      View Details
    • $2,230,000
      5,156 SF

      Turnkey Vacation Rental Duplex

      Brand-new duplex designed for vacation rentals, with private pools and furnishings ready for short- or long-term operations.
      5237 Thomas Drive, Panama City, FL 32408
      View Details
    • $650,000
      3,100 SF

      Assisted Living/Healthcare Building

      Commercial building with 10 bedrooms and 8 bathrooms on a 0.27-acre lot.
      722 N Martin Luther King Junior Boulevard, Panama City, FL 32401
      View Details
    • $865,000
      2,988 SF

      Waterfront Quadplex with Carriage House

      Carriage house and quadplex generate listed rental income and include deep-water dock access for boat parking.
      405 Massalina Drive, Panama City, FL 32401
      View Details

    FAQs

    What type of property is this?
    Residential land & home lot - 0.97-acre homesite with approved permits for single-family home.
    Where is this residential land & home lot located?
    The property is located at 12109 Caruso Drive Panama City, FL.
    What is the asking price?
    The asking price for this property is $39,000.
    What are key features of this property?
    This property features: Approved Environmental Resource Permit in place for a single‑family home, pool, garage, yard, and driveway, saving significant time and money.; Seller offering owner financing with only $14,000 down.; Approximately 0.97‑acre homesite ready for development.
    Contact an agent
    (850) 628-1964
    We can help!
    Contact an agent
    Angela M Foust
    Angela M Foust
    Real Estate License ID: SL3416662
    Request Owner's contact information
    Message sent successfully
    Error
    If you are the owner or broker of this property and would like to edit or remove this listing please send a message to web site administrator.
    Message sent successfully
    Error
    Email to Your Friends
    Link copied to clipboard
    Separate multiple addresses with a comma
    Message sent successfully
    Error
    More about this property
    Thanks! Your message was sent.
    Error! Your message wasn't sent.
    Please enter your name
    Please enter email
    Please enter the email in the correct format
    Please enter phone
    Please enter the number in the correct format
    Please enter message
    Thank You

    You are Unsubscribed From Notifications

    Thank You for Inquiry
    12109 Caruso Drive, Panama City, FL 32404
    letter with green check mark
    Check your email
    We sent you the
    agent's contact details. yellow underline
    Can't find it?
    Please check your junk/spam folder.
    Google sign-in failed. Please try again or use another login method.
    Sign Up Successful!
    You now have access to more from Realmo!