120 Graham Street Saginaw, MI 48602
MULTI_FAMILY - Saginaw, MI
Property Features for 120 Graham Street
General Information
- Property type
- Residential Multi Family
- Property subtype
- Other
- Bedrooms
- 4
- Bathrooms
- 3
- Rooms
- Bedroom 1, Bedroom 4, Bedroom 2, Bathroom 2, Bathroom 3, Bathroom 1, Basement, Bedroom 3
- Standard status
- Active
- APN
- 20 0761 00000
- Size
- 1,798 SF
- Lot size
- 0.14 Acres
Taxes and HOA fees
- Tax Annual Amount
- 2520
Utilities
- Heating system
- Forced Air
- Water source
- Public
Building Details
- Year built
- 1943
- Floors in Building
- 2
- Number of units
- 2
Listing agent Sabrina Hines License #SBR-6501407105 (989) 574-7075
Listing office Keller Williams Preferred 4177 Fashion Square Blvd., Saginaw, MI (989) 792-8200
Listing date Mar 16, 2026
Copyright © 2026 Saginaw Board of Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
The duplex is located just off Adam Blvd in Saginaw’s established, quiet neighborhood. Both units are currently tenant occupied, providing rental income.
With two separate units in a clean, maintained exterior and an included garage for parking/storage, this duplex can fit buyers seeking an owner-occupied residence or a straightforward income-producing property.
Key Highlights
- Well‑maintained brick duplex built in 1943 just off Adam Blvd in an established neighborhood
- 4 total bedrooms and 2.5 bathrooms with over 1,798 SF of living space
- Both units are currently tenant occupied, providing immediate rental income
Local Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $16.4k | $9.12 |
| − Vacancy | −$1.2k | −$0.66 |
| EGI | $15.2k | $8.46 |
| − OpEx | −$4.6k | −$2.54 |
| NOI | $10.7k | $5.92 |
