Mixed-Use Live-Work
For Sale
$325,000
107 N 6Th Street, Camden, NJ 08102
Main level is suited for professional or retail use with separate utilities and an upstairs residential apartment.
Property Size2,500 SF
Price / SF$130
Days on Market345
Property Features for 107 N 6Th Street
General Information
Standard status
Active
Size
2,500 SF
Total Parking Spaces
2
Property subtype
Multi-Family
Zoning
US ZONE MIXED USE
Taxes and HOA fees
Annual Taxes
$9,034
Amenities
Tile/Brick,Vinyl
Natural Gas
Yes
3
Estimated
No Pool
All appliances,2 Parking Spaces in the Gated Read Yard (Key Fob Access)
Public
17.00 x 95.00
0.04
No
Driveway
Fenced,Private
Brick/Mortar
129900.00
2
Building Details
Building Size
2,500 SF
Year Built
1910
Listing Agency:
SJI Jackson Realty, LLC
(856) 222-0077
Listed By:
Julia Joyce-Hall
(856) 630-4482
Source:
Thetristaterealestategroup
Added: Sep 25, 2025
Changed: Sep 3
Last Checked: Sep 4 at 2:45AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of SJI Jackson Realty, LLC
Investment Insights
Based on property information with market context.
Mixed-use commercial property offering flexible main-level space for professional or retail use, with permitted uses including, but not limited to, a clothing boutique, law office, medical/dental practice, barber shop, salon, sales office, and accounting firm. The 2nd and 3rd floors include a spacious 2BR, 1.5-bath residential apartment that has been freshly painted, with views of the Philadelphia skyline from the 3rd floor. The property is currently tenant occupied on a month-to-month lease.
Located at 107 N. 6th Street in the Rutgers area of Camden, steps from Rutgers, Leap Academy, City Hall, and the Camden City Waterfront. The property is situated in an Opportunity Zone.
Additional features include separate utilities (gas & electric) and off-street parking for two cars in a gated lot. The property is described as meticulously maintained.
Located at 107 N. 6th Street in the Rutgers area of Camden, steps from Rutgers, Leap Academy, City Hall, and the Camden City Waterfront. The property is situated in an Opportunity Zone.
Additional features include separate utilities (gas & electric) and off-street parking for two cars in a gated lot. The property is described as meticulously maintained.
Key Highlights
- Mixed‑use property at 107 N. 6th St with main level for professional/retail use and a 2nd/3rd floor residential apartment
- Residential unit offers 2BR and 1.5 baths, freshly painted and tenant occupied on a month‑to‑month lease
- Separate utilities (gas & electric) for the commercial and residential portions
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$26,156
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
8.05%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$523,120
$523.1K
Cap Rate 7%
$373,657
$373.7K
Cap Rate 9%
$290,622
$290.6K
Market Conditions
NOI Build-Up for 2,500 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$45.0K $18.00/SF
− Vacancy
−$3.2K −$1.26/SF
EGI
$41.9K $16.74/SF
− OpEx
−$15.7K −$6.28/SF
NOI
$26.2K $10.46/SF
Area
Camden County, NJ
Vacancy
7.00%
Lease Rate
$18.00 /SF/Yr
Expense Ratio
37.50%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$523,120
Cap Rate 7%
$373,657
Cap Rate 9%
$290,622
Alternative Uses
Best Use
Office B
$501.2K
$438.5K – $584.7K
NOI $35,081 @ 7.0% cap · market cap 10.79%
Second Best
Mixed Use
$373.7K
$327.0K – $435.9K
NOI $26,156 @ 7.0% cap · market cap 8.05%
Theoretical Best
Office A
$633.9K
$554.7K – $739.5K
NOI $44,372 @ 7.0% cap · market cap 13.65%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
2,815
Businesses Nearby
Explore this area
Business Placement
Demographics for 08102, NJ
8,413
Population
3,387
Households
2.5
Avg Household Size
33
Median Age
14%
College-Educated
70%
High-School Grad
1.0 sq mi
ZIP Area
8,413
Density / Sq Mi
$30,895
Median Household Income
$22,171
Median Earnings
$1,057
Median Rent
$79,500
Median Home Value
Market
Vacancy Rate% for Office in Northeast region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Live-work space - Main level is suited for professional or retail use with separate utilities and an upstairs residential apartment.
Where is this live-work space located?
The property is located at 107 N 6Th Street Camden, NJ.
What is the asking price?
The asking price for this property is $325,000.
What are key features of this property?
This property features: Mixed‑use property at 107 N. 6th St with main level for professional/retail use and a 2nd/3rd floor residential apartment; Residential unit offers 2BR and 1.5 baths, freshly painted and tenant occupied on a month‑to‑month lease; Separate utilities (gas & electric) for the commercial and residential portions
