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    Mixed-Use Retail and Residential Building Title is generated by Realmo AI

    107 E MAIN Street, Mechanicsburg, PA 17055

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    For Sale
    $294,900

    MULTI_FAMILY - Federal - MECHANICSBURG, PA

    Property size:
    2,600 SF
    Lot size:
    0.14 Acres
    Price / SF:
    $113/SF
    Added:
    Jun 5, 2026
    Days on Market:
    1
    Last Refresh:
    Jun 5 at 6:06 pm

    Property Features for 107 E MAIN Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Rooms
    Basement, Dining Room
    Parking features
    Off Street, On Street
    Interior features
    Attic, Carpet, Combination Kitchen/Dining
    Standard status
    Active
    Lot size
    0.14 Acres

    Taxes and HOA fees

    Tax Annual Amount
    3733

    Utilities

    Heating system
    Baseboard, Hot Water(Heating), Steam
    Cooling system
    Window Unit(s), Central Air

    Building Details

    Year built
    1900
    Number of units
    2
    Building materials
    Brick, Wood Siding
    Architectural style
    Federal

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    Listing Contact
    DENNIS ECKMAN
    DENNIS ECKMAN

    Listing agent DENNIS ECKMAN License #RS272185

    Listing office Keller Williams of Central PA 700 Bent Creek Boulevard, Enola, PA

    Listing date Jun 5, 2026

    MLS# PACB2054882 Listing URL

    Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Approx. 2,600+ SF 3‑story tenant‑occupied property on East Main Street in Mechanicsburg Borough
    • Currently rented: 1st‑floor technology retail, repair & service tenant; 2nd‑floor 2 BR apartment; monthly total rent $2,400
    • Rear alley access plus 8 off‑street parking spaces
    • Architectural style: Federal; brick and wood siding construction
    • Heating includes baseboard, hot water (heating), and steam; cooling includes window units and central air
    • Built in 1900

    Overview

    This three-story, tenant-occupied mixed-use building includes ground-floor space currently used as a technology retail, repair, and service business. The second floor is occupied by residential tenants in a two-bedroom apartment. The building also features interior architectural details, including a notably designed staircase and stained-glass elements.

    The property is located in Mechanicsburg Borough on East Main Street. At the rear, alley access provides entry to eight off-street parking spaces, supporting day-to-day convenience for tenants and visitors.

    The current configuration offers an owner the benefit of both retail and residential income streams in one asset, with separate floors supporting flexible use planning. The seller indicates the property has some deferred maintenance and that targeted improvements could enhance presentation. There is also discussion of additional space and access considerations, including opportunities related to rear first-floor occupancy and third-floor exterior/emergency access, as a way to broaden leasing options.
    Property Profile Location Intelligence

    Current Use by Public Records

    Live-work space

    Suggested Use

    Real Estate Agency Law Firm Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Gym & Fitness Center Daycare Center

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Mechanicsburg
    County
    Cumberland
    State
    Pennsylvania
    Longitude
    -77.00597011
    Latitude
    40.2141023

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    FAQs

    What type of property is this?
    Live-work space - Three-story, tenant-occupied property with first-floor technology retail and residential apartments plus rear alley access parking.
    Where is this live-work space located?
    The property is located at 107 E MAIN Street Mechanicsburg, PA.
    What is the asking price?
    The asking price for this property is $294,900.
    What are key features of this property?
    This property features: Approx. 2,600+ SF 3‑story tenant‑occupied property on East Main Street in Mechanicsburg Borough; Currently rented: 1st‑floor technology retail, repair & service tenant; 2nd‑floor 2 BR apartment; monthly total rent $2,400; Rear alley access plus 8 off‑street parking spaces
    (717) 385-7924
    We can help!
    Listing Contact
    DENNIS ECKMAN
    DENNIS ECKMAN
    Real Estate License ID: RS272185
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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