Duplex Residence with
106 A Cottage Circle Elizabethtown, KY 42701
For Sale
$295,000
Pending
SINGLE_FAMILY - Elizabethtown, KY
Property Size1,235 SF
Lot Size0.37 Acres
Days on Market74
Property Features for 106 A Cottage Circle
General Information
Property type
Residential
Property subtype
Duplex
Bedrooms
2
Bathrooms
2
Rooms
Bathroom 1, Bedroom 2, Bedroom 1, Bathroom 2
Patio and Porch features
Patio, Porch
Interior features
Bookshelves, Ceiling Fan(s), Chandeliers, Closet Light(s), Vaulted Ceiling(s), Walk-in Closet(s)
Exterior features
Covered Front Porch, Concrete Walks, Covered Patio, Enclosed Patio, Exterior Lights, Landscaping, Screened Porch, Storage Shed
Fireplace
1
Appliances
Smoke Detector(s)
Standard status
Pending
Size
1,235 SF
Lot size
0.37 Acres
Utilities
Heating system
Forced Air
Cooling system
Central Air
Building Details
Year built
1998
Flooring type
Hardwood
Roof type
Shingle
Architectural style
Other
Additional Structures
Storage
Listing Agency:
Olive + Oak Realty
(270) 751-7339
Listed By:
The Still Group Team
(270) 751-7339
Added: May 15
Changed: Jun 24
Last Checked: Jul 27 at 11:06AM
MLS# HK2601968
Copyright © 2026 Heart of Kentucky Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This custom duplex residence features vaulted ceilings and an open-concept interior designed for a spacious feel. The home includes wide-plank luxury vinyl flooring throughout, a gourmet chef’s kitchen with premium custom cabinetry, granite countertops, and stainless steel appliances, and designer lighting. A four-season sunroom anchors the living area and is highlighted by a floor-to-ceiling stone fireplace. The rear of the home offers both a finished screened-in back patio and an additional open-air concrete patio, overlooking an oversized lot.
Located at 106 A Cottage Circle in Elizabethtown, KY, the property is described as being minutes from Baptist Health Hardin Hospital.
Additional improvements include a 1-car attached garage. The lot size is listed as 0.37 acres and the property size as 1,235 square feet.
Located at 106 A Cottage Circle in Elizabethtown, KY, the property is described as being minutes from Baptist Health Hardin Hospital.
Additional improvements include a 1-car attached garage. The lot size is listed as 0.37 acres and the property size as 1,235 square feet.
Key Highlights
- Custom duplex built in 1998 with 1,235 SF of interior space
- Vaulted ceilings with an open‑concept flow plus designer lighting (chandeliers, closet light(s))
- Kitchen with granite countertops and high‑end stainless steel appliances
Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $16.0k | $12.96 |
| − Vacancy | −$800 | −$0.65 |
| EGI | $15.2k | $12.31 |
| − OpEx | −$4.6k | −$3.69 |
| NOI | $10.6k | $8.62 |
1,235 SF · lease $12.96/SF/yr · vacancy 5.00% · expense 30.00%
Alternative Uses
Best Use
Multifamily LT 5
$152.1K
$133.1K – $177.4K
NOI $10,644 @ 7.0% cap · market cap 3.61%
Second Best
Apartment 5plus
$141.2K
$123.6K – $164.8K
NOI $9,886 @ 7.0% cap · market cap 3.35%
Theoretical Best
Office A
$223.6K
$195.6K – $260.8K
NOI $15,650 @ 7.0% cap · market cap 5.31%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Location Intelligence
Current Use
Frequently Asked Questions
What type of property is this?
Duplex - Custom duplex with vaulted, open-concept living space, a four-season sunroom with floor-to-ceiling stone fireplace, and a 1-car garage.
Where is this duplex located?
The property is located at 106 A Cottage Circle Elizabethtown, KY.
What is the asking price?
The asking price for this property is $295,000.
What are key features of this property?
This property features: Custom duplex built in 1998 with 1,235 SF of interior space; Vaulted ceilings with an open‑concept flow plus designer lighting (chandeliers, closet light(s)); Kitchen with granite countertops and high‑end stainless steel appliances
