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    Maintained Duplex With Separate Utilities Title is generated by Realmo AI

    1043-1045 Minnesota Street, Waterloo, IA 50702

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    Claim this Listing
    Pending
    $199,900

    MULTI_FAMILY - Waterloo, IA

    Lot size:
    0.17 Acres
    Added:
    Jun 15, 2026
    Days on Market:
    19
    Last Refresh:
    Jul 3 at 7:06 pm

    Property Features for 1043-1045 Minnesota Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Zoning
    R-1
    Bedrooms
    4
    Bathrooms
    2
    Rooms
    Bathroom 2, Bedroom 1, Bedroom 3, Bathroom 1, Bedroom 2, Bedroom 4
    Parking features
    Garage
    Basement
    Block
    Standard status
    Pending
    APN
    891336327005
    Lot size
    0.17 Acres

    Taxes and HOA fees

    Tax Description
    GOLDEN GARDENS ADDITION S 99.5 FT N 189.5 FT LOT 1 BLK 12
    Tax Annual Amount
    4186

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Forced Air, Natural Gas
    Cooling system
    Central Air
    Water source
    Public

    Building Details

    Year built
    1972
    Floors in Building
    1
    Number of units
    2
    Building materials
    Aluminum Siding
    Roof type
    Asphalt

    We can help!

    Contact an agent
    Chris Carter
    Chris Carter

    Listing agent Chris Carter License #S60381

    Listing office EXP Realty, LLC 5550 Wild Rose Lane, Suite #400 eXp Realty, West Des Moines, IA

    Listing date Jun 15, 2026

    MLS# 20262684 Listing URL

    Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Duplex built in 1972 with aluminum siding and an asphalt roof
    • Central air cooling plus forced‑air natural gas heating
    • Each unit includes a spacious living area, kitchen and dining area, 2 bedrooms, and a full bathroom
    • Full unfinished basements offer storage space and include laundry areas
    • Separately metered utilities to support straightforward tenant billing
    • Garage parking and public water with public sewer

    Overview

    This for-sale duplex includes two separate residential units, each with a spacious living room, functional kitchen and dining area, two bedrooms, and a full bathroom. Both units have access to a full unfinished basement that provides storage space and includes a dedicated laundry area. The property is described as well-maintained and features updated HVAC systems. Utilities are separately metered, supporting straightforward tenant billing and management.

    The duplex is located at 1043-1045 Minnesota Street in Waterloo, Iowa, within an R-1 zoning classification. The property sits on a 0.1676-acre lot.

    The layout is well suited for investors seeking a duplex configuration with the practical advantage of separate utility metering between units. With full basements offering additional storage and laundry space, the building supports comfortable day-to-day living while giving tenants more usable interior area beyond the main floors.
    Property Profile Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Law Firm Real Estate Agency Accounting Firm HVAC Service Skin Care Clinic Parking Lot & Garage Acupuncture Wine and Liquor Store (Bike/Boat/Book/etc) Store Carpet & Flooring Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Waterloo
    County
    Black Hawk
    State
    Iowa
    Longitude
    -92.329807
    Latitude
    42.475338

    FAQs

    What type of property is this?
    Duplex - Well-maintained duplex offers two bedrooms per unit and full unfinished basements with separately metered utilities.
    Where is this duplex located?
    The property is located at 1043-1045 Minnesota Street Waterloo, IA.
    What is the asking price?
    The asking price for this property is $199,900.
    What are key features of this property?
    This property features: Duplex built in 1972 with aluminum siding and an asphalt roof; Central air cooling plus forced‑air natural gas heating; Each unit includes a spacious living area, kitchen and dining area, 2 bedrooms, and a full bathroom
    More about this property
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