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Commercial Property with Owner Financing

10393 SW 186th St 1H, Cutler Bay, FL 33157

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For Sale

$429,900

Two-story commercial building with income potential and owner financing.

Type:Commercial

HighLights

Owner financing available with 55% down, 7% interest, and 10‑year amortization (full‑price offer).
Prime location on a busy street directly across from a U.S. Post Office, offering excellent visibility and traffic.
Two‑story building with separate entrances, suitable for various professional uses or owner‑user/investor.
Second floor currently rented for $1,500 per month, providing immediate income.
Located in a very walkable area (Walk Score: 81).
Relatively new roof (2 years old).

We can help!

Listing Contact

Moises Saca

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For Sale

$429,900

Two-story commercial building with income potential and owner financing.

Type:Commercial

Added:: Apr 24, 2026
Days on Market:: 50
Last Refresh:: Apr 24 at 4:44 pm

Property Features for 10393 SW 186th St 1H

General Information

Standard status: Active
Property subtype: Commercial

Building Details

Year Built: 1990

We can help!

Listing Contact

Moises Saca

Listing agent Moises Saca License #3273351

Listing office BEST AMERICAN REALTY CORP

Listing date Apr 24, 2026

Source Elliman

Displayed information is deemed reliable but is not guaranteed and should be independently verified.

All listing content including descriptions, pricing, images are the copyrighted material of BEST AMERICAN REALTY CORP

HighLights

Owner financing available with 55% down, 7% interest, and 10‑year amortization (full‑price offer).
Prime location on a busy street directly across from a U.S. Post Office, offering excellent visibility and traffic.
Two‑story building with separate entrances, suitable for various professional uses or owner‑user/investor.
Second floor currently rented for $1,500 per month, providing immediate income.
Located in a very walkable area (Walk Score: 81).
Relatively new roof (2 years old).

Overview

This two-story commercial property is located on a busy street directly across from a U.S. Post Office, offering excellent visibility and consistent foot and vehicle traffic. The building features two floors with separate, independent entrances, making it suitable for various professional uses such as a real estate office, law office, or accounting firm. It offers flexibility for both owner-users and investors. Buyers are encouraged to verify permitted uses with the zoning department. The second floor is currently rented for $1,500 per month to a stable tenant, providing immediate income. The property includes owner financing with 55% down, a full-price offer at 7% interest, and 10-year amortization. The building has a 2 year roof. The location is considered very walkable with a score of 81, and bikeable with a score of 66. Public transportation is available, indicated by a transit score of 29.

Location Intelligence

Current Use by Public Records

Office buildings

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Location Insight

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Local Demand

City: Cutler Bay
County: Miami-Dade
State: Florida
Longitude: -80.361107
Latitude: 25.596421

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For sale
Office buildings
FL
Cutler Bay
33157
10393 SW 186th St 1H

What type of property is this?

Office building - Two-story commercial building with income potential and owner financing.

Where is this office building located?

The property is located at 10393 SW 186th St 1H Cutler Bay, FL.

What is the asking price?

The asking price for this property is $429,900.

What are key features of this property?

This property features: **Owner financing available** with 55% down, 7% interest, and 10‑year amortization (full‑price offer).; **Prime location on a busy street** directly across from a U.S. Post Office, offering excellent visibility and traffic.; Two‑story building with separate entrances, suitable for various professional uses or owner‑user/investor.