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    Freestanding Former Bank with Drive-Thru Title is generated by Realmo AI

    1000 SE US Highway 19, Crystal River, FL 34429

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    Freestanding former bank branch with four drive-thru lanes and strong US Highway 19 visibility under C2A zoning.

    Type:RETAIL
    Property size:
    3,906 SF
    Lot size:
    1.09 Acres
    Added:
    Jun 4, 2026
    Days on Market:
    2
    Last Refresh:
    Jun 5 at 1:58 am

    Property Features for 1000 SE US Highway 19

    General Information

    Standard status
    Active
    Size
    3,906 SF
    Lot size
    1.09 Acres
    Property subtype
    RETAIL

    We can help!

    Listing Contact
    Colin Warren
    Colin Warren

    Listing agent Colin Warren

    Listing office Atlantic Retail | West Palm Beach

    Listing date Jun 4, 2026

    Source Moodyscre

    Displayed information is deemed reliable but is not guaranteed and should be independently verified.

    All listing content including descriptions, pricing, images are the copyrighted material of Atlantic Retail | West Palm Beach

    HighLights

    • 3,906 SF free‑standing former bank branch on 1.09 acres
    • Includes 4 existing drive‑thru lanes
    • Strong visibility on US Highway 19 with 27,500 ADT
    • Zoned C2A (Community Commercial)
    • Five‑year banking restriction reported

    Overview

    This freestanding former bank branch offers 3,906 SF of built space on 1.09 acres, with four existing drive-thru lanes. The property is configured for drive-thru service and was previously used as a financial institution, which may influence how the site can be adapted for a new operator.

    Located at 1000 SE US Highway 19 in Citrus County, Florida, the site benefits from strong visibility along US Highway 19, reported at 27,500 ADT. The property is zoned C2A (Community Commercial), supporting a range of community-oriented commercial uses, subject to any applicable restrictions.

    Please note the property includes a five-year banking restriction. For tenants or buyers evaluating repurposing opportunities, this is a practical fit for concepts that can make use of the existing drive-thru configuration and want a highly visible, freestanding site on a major thoroughfare within Citrus County.
    Location Intelligence

    Current Use by Public Records

    TD Bank Bank John Klopfenstein - Mortgage ... Loan Service Roger Pan - TD ... Financial Advisor

    Suggested Use

    Real Estate Agency Law Firm Restaurant Dental Office Spa & Massage Center Hair Salon Nail Salon Building Supply Gym & Fitness Center Auto Repair Shop

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Crystal River
    County
    Citrus
    State
    Florida
    Longitude
    -82.585005
    Latitude
    28.88694

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    FAQs

    What type of property is this?
    Bank - Freestanding former bank branch with four drive-thru lanes and strong US Highway 19 visibility under C2A zoning.
    Where is this bank located?
    The property is located at 1000 SE US Highway 19 Crystal River, FL.
    What are key features of this property?
    This property features: 3,906 SF free‑standing former bank branch on 1.09 acres; Includes 4 existing drive‑thru lanes; Strong visibility on US Highway 19 with 27,500 ADT
    (561) 427-6699 Call to check price and availability
    We can help!
    Contact for Pricing
    Please call us for current price
    and status of this listing Colin Warren
    Colin Warren
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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    1000 SE US Highway 19, Crystal River, FL 34429
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