Historic Bank Building with
100 S Main Street, Cross Plains, TX 76443
- Added:
- Dec 26, 2025
- Days on Market:
- 159
- Last Refresh:
- Jun 3 at 12:06 am
Property Features for 100 S Main Street
General Information
- Property type
- Commercial Sale
- Property subtype
- Other
- Parking features
- On Street
- Standard status
- Active
- APN
- R013996
- Lot size
- 0.04 Acres
Taxes and HOA fees
- Tax Description
- LOT: 25X68 FT OF 1 BLK: 44 SUBD: CENTRAL - CP
- Tax Annual Amount
- 1033
Utilities
- Sewer type
- Public Sewer
- Heating system
- Zoned, Electric (Heating), Central
- Cooling system
- Zoned, Central Air
- Water source
- Public
Building Details
- Year built
- 1920
- Floors in Building
- 2
- Number of units
- 2
- Flooring type
- Tile, Hardwood
- Building materials
- Brick
Listing agent Karen Lenz License #0432195 (254) 442-4181
Listing office Trinity Ranch Land Cross Plains CISCO, TX (254) 725-4181
Listing date Dec 26, 2025
MLS# 20399401
Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
HighLights
- Historic brick bank building built in 1920 with original hardwood floors
- Downstairs currently set up as a restaurant with high ceilings and large picture windows
- Upstairs features bank offices with high ceilings and front office windows overlooking Main St.
- Flooring includes tile and hardwood; ornate metal ceiling elements in select areas
- Central cooling and zoned heating with electric heating; zoned HVAC
- Utilities: public water and public sewer; on‑street parking
Overview
This historic bank building combines classic architectural character with flexible commercial and hospitality potential. The downstairs is currently set up for restaurant use and features high ceilings, brick wall elements, and large picture windows with views over the town. The space also carries original styling such as notable interior finishes and an inviting storefront presence.
The second floor retains a traditional bank-office layout from years past, including original hardwood floors and high ceilings with ornate metal detailing. Several offices on the upper level include windows with views toward Main St., giving the property a distinctive “old building” feel throughout. Positioned at 100 S Main Street in Cross Plains, the building is designed for visibility and pedestrian-oriented use.
From an ownership or operator standpoint, the building can work as a restaurant with back-of-house office needs, or be repurposed for a boutique retail concept such as an antique or specialty shop. The upstairs configuration may also suit an apartment plan or a bed and breakfast operation, depending on your vision and approvals. The overall layout supports multiple ways to monetize the property while preserving its historic identity.
The second floor retains a traditional bank-office layout from years past, including original hardwood floors and high ceilings with ornate metal detailing. Several offices on the upper level include windows with views toward Main St., giving the property a distinctive “old building” feel throughout. Positioned at 100 S Main Street in Cross Plains, the building is designed for visibility and pedestrian-oriented use.
From an ownership or operator standpoint, the building can work as a restaurant with back-of-house office needs, or be repurposed for a boutique retail concept such as an antique or specialty shop. The upstairs configuration may also suit an apartment plan or a bed and breakfast operation, depending on your vision and approvals. The overall layout supports multiple ways to monetize the property while preserving its historic identity.
Location Intelligence
Current Use by Public Records
Higginbotham Brothers - Cross ...
Building Supply
Location Insight
- Map
- Local Demand
- City
- Cross Plains
- County
- Callahan
- State
- Texas
- Longitude
- -99.165745
- Latitude
- 32.125189
Nearby Similar for Sale
FAQs
What type of property is this?
Conventional restaurant - Historic bank structure offers restaurant-ready first floor and office upper level with distinctive high ceilings and brick character.
Where is this conventional restaurant located?
The property is located at 100 S Main Street Cross Plains, TX.
What is the asking price?
The asking price for this property is $142,500.
What are key features of this property?
This property features: Historic brick bank building built in 1920 with original hardwood floors; Downstairs currently set up as a restaurant with high ceilings and large picture windows; Upstairs features bank offices with high ceilings and front office windows overlooking Main St.
