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    2.58-Acre Homesite Near Lake Wylie Title is generated by Realmo AI

    Rufus Ratchford Road lot 3, Gastonia, NC 28056

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    For Sale
    $169,000

    LAND - Gastonia, NC

    Lot size:
    2.58 Acres
    Added:
    May 24, 2026
    Days on Market:
    1
    Last Refresh:
    May 24 at 2:06 pm

    Property Features for Rufus Ratchford Road lot 3

    General Information

    Property type
    Land
    Property subtype
    Other
    Standard status
    Active
    APN
    318992
    Lot size
    2.58 Acres

    Taxes and HOA fees

    Tax Description
    RUFUS RATCHFORD RD LOT 3 PLAT BOOK 111 PAGE 120

    Utilities

    Sewer type
    Septic Needed
    Water source
    Well Needed

    We can help!

    Listing Contact
    Valeriy Solodyankin
    Valeriy Solodyankin

    Listing agent Valeriy Solodyankin License #250428

    Listing office ERA Live Moore 10706 Sikes Place Ste 225, Charlotte, NC

    Listing date May 24, 2026

    MLS# 4385427 Listing URL

    Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Large 2.58‑acre build‑ready homesite with mostly cleared and level land.
    • No HOA restrictions, offering freedom to build and live the desired lifestyle.
    • Existing utility shed with water and electricity in place.
    • Convenient location near Lake Wylie, Belmont, Clover, and Gastonia.
    • Natural border of mature trees providing privacy.
    • Potential for future commercial rezoning.

    Overview

    This 2.58-acre lot is located near Lake Wylie, offering a blend of privacy and convenience. The property is suitable for a dream home, hobby farm, or investment. Mature trees surround the land, creating a country atmosphere while providing an open and build-ready homesite. There are no HOA restrictions, offering space to build and expand. The main buildable area is mostly cleared and level. An existing utility shed is located at the rear of the property with water and electricity in place. The property has potential for future commercial rezoning. It is located between Belmont, Lake Wylie, Clover, and Gastonia, providing a balance of country living and everyday convenience. The location provides access to Lake Wylie, shopping, restaurants, Walmart, Lowe's, Starbucks, grocery stores, and major commuting routes. The property is located in Gastonia, North Carolina.
    Property Profile Location Intelligence

    Current Use by Public Records

    Residential land & home ...

    Map

    City
    Gastonia
    County
    Gaston
    State
    North Carolina
    Longitude
    -81.0876931
    Latitude
    35.1763444

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    FAQs

    What type of property is this?
    Residential land & home lot - Beautiful 2.58-acre lot near Lake Wylie, Gastonia, North Carolina.
    Where is this residential land & home lot located?
    The property is located at Rufus Ratchford Road lot 3 Gastonia, NC.
    What is the asking price?
    The asking price for this property is $169,000.
    What are key features of this property?
    This property features: Large 2.58‑acre build‑ready homesite with mostly cleared and level land.; No HOA restrictions, offering freedom to build and live the desired lifestyle.; Existing utility shed with water and electricity in place.
    (704) 222-5226
    We can help!
    Listing Contact
    Valeriy Solodyankin
    Valeriy Solodyankin
    Real Estate License ID: 250428
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
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