Cape Cod
For Sale
$374,900
910 SAINT CHARLES Avenue, Baltimore, MD 21229
Multi-Family, BALTIMORE, MD
Property Size1,663 SF
Lot Size0.15 Acres
Price / SF$225.44
Days on Market51
Property Features for 910 SAINT CHARLES Avenue
General Information
Property type
Residential Multi Family
Property subtype
Duplex
Rooms
Basement, Dining Room
Parking
2
Parking features
Driveway, On Street
Interior features
Ceiling Fan(s), Combination Dining/Living, Floor Plan - Traditional, Kitchen - Efficiency, Kitchen - Galley, Wood Floors
Fireplace
1
Elementary school district
BALTIMORE COUNTY PUBLIC SCHOOLS
Middle school district
BALTIMORE COUNTY PUBLIC SCHOOLS
High school district
BALTIMORE COUNTY PUBLIC SCHOOLS
Standard status
Active
Size
1,663 SF
Lot size
0.15 Acres
Taxes and HOA fees
Tax Annual Amount
2208
Utilities
Heating system
Other (Heating)
Cooling system
Ceiling Fan(s), Window Unit(s)
Building Details
Year built
1929
Number of units
1
Building materials
Shingle Siding, Composition
Architectural style
Cape Cod
Listing Agency:
RE/MAX Advantage Realty · RE/MAX International
(410) 740-1200
Listed By:
Linda M Dear · License #84038
(410) 925-6667
Added: Jul 8
Changed: Aug 19
Last Checked: Aug 27 at 6:06AM
MLS# MDBC2167280
Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
Built in 1929, this Cape Cod duplex contains 1,663 square feet and is arranged for distinct living areas. The main level includes a living room, dining room, updated kitchen with white cabinetry and stainless-steel appliances, bedroom, shower and vanity area, and a half bathroom. A separate upper-level entrance leads to another living room, bedroom, full bathroom, and eat-in kitchen. The finished lower level adds a large adaptable room and full bathroom, providing additional residential space within the layout.
The property occupies 0.1521 acres and includes a covered front porch with separate access points. Interior details include LVP flooring, wood floors, ceiling fans, and a traditional floor plan. Exterior construction features shingle and composition siding, while parking is provided by a driveway and on-street spaces. A fireplace is also present.
The property occupies 0.1521 acres and includes a covered front porch with separate access points. Interior details include LVP flooring, wood floors, ceiling fans, and a traditional floor plan. Exterior construction features shingle and composition siding, while parking is provided by a driveway and on-street spaces. A fireplace is also present.
Key Highlights
- 1,663‑square‑foot duplex built in 1929
- 0.1521‑acre lot with covered front porch
- Separate entrances for the main and upper levels
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$23,510
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
6.27%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$470,200
$470.2K
Cap Rate 7%
$335,857
$335.9K
Cap Rate 9%
$261,222
$261.2K
Market Conditions
NOI Build-Up for 1,663 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$35.9K $21.60/SF
− Vacancy
−$2.3K −$1.40/SF
EGI
$33.6K $20.20/SF
− OpEx
−$10.1K −$6.06/SF
NOI
$23.5K $14.14/SF
Area
ZIP 21229
Vacancy
6.50%
Lease Rate
$21.60 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$470,200
Cap Rate 7%
$335,857
Cap Rate 9%
$261,222
Alternative Uses
Best Use
Multifamily LT 5
$335.9K
$293.9K – $391.8K
NOI $23,510 @ 7.0% cap · market cap 6.27%
Second Best
Apartment 5plus
$309.5K
$270.8K – $361.1K
NOI $21,666 @ 7.0% cap · market cap 5.78%
Theoretical Best
Office A
$396.5K
$346.9K – $462.6K
NOI $27,753 @ 7.0% cap · market cap 7.40%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Lease Details
Multi-tenant
Tenancy
Location Intelligence
Trade Area within ½ mile
608
Businesses Nearby
Explore this area
Business Placement
Demographics for 21229, MD
43,464
Population
20,653
Households
2.1
Avg Household Size
38
Median Age
22%
College-Educated
89%
High-School Grad
5.9 sq mi
ZIP Area
7,367
Density / Sq Mi
$55,457
Median Household Income
$40,627
Median Earnings
$1,210
Median Rent
$184,900
Median Home Value
Market
Vacancy Rate% for Multifamily in South region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Duplex - Two-level living arrangement with separate entrances, updated kitchens, and flexible finished lower-level space.
Where is this duplex located?
The property is located at 910 SAINT CHARLES Avenue Baltimore, MD.
What is the asking price?
The asking price for this property is $374,900.
What are key features of this property?
This property features: 1,663‑square‑foot duplex built in 1929; 0.1521‑acre lot with covered front porch; Separate entrances for the main and upper levels
