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Waterfront Land with Lagoon Access
For Sale
$899,000

5234 Finisterre Drive, Panama City Beach, FL 32408

Land, Panama City Beach, FL

Property SizeContact for details
Lot Size0.71 Acres
Days on Market945

Property Features for 5234 Finisterre Drive

General Information

Property type Land
Property subtype Other
Zoning description Resid Single Family
Subdivision Finisterre
Lot features Paved
Elementary school Patronis
Middle school Surfside
High school Arnold
Directions heading on Thomas drive S. Turn on North Lagoon Drive until you reach entrance of Finisterre neighborhood. Lot will be straight ahead.
Standard status Active
APN 31424-512-000
Lot size 0.71 Acres

Taxes and HOA fees

Tax Year 2023
Tax Description FINISTERRE SUB 70A LOT 12 ORB 2299 P 2146 ORB 2358 P 1909 ORB 2639 P 1653
Tax Annual Amount 4833
HOA Fee $2,044 Annually
Legal Description FINISTERRE SUB 70A LOT 12 ORB 2299 P 2146 ORB 2358 P 1909 ORB 2639 P 1653

Utilities

Sewer type Public Sewer
Water front features Lagoon
Water front 1

Amenities

tennis courts
basketball courts
community dock
gated community
Listing Agency: Beachy Beach Real Estate
Listed By: Ashlie James · License #3073286
Added: Feb 2, 2024 Changed: Aug 19 Last Checked: Sep 4 at 3:06PM
MLS# 752262

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

Waterfront land located in the Finisterre gated community, offering direct lagoon-facing waterfront with Gulf access. The property includes approximately 0.71 acres of land and about 165 feet of water frontage, with panoramic views.

The lot is described as preapproved for the construction of a private dock, supporting boating use. Community amenities mentioned include a community dock plus tennis courts and basketball courts. Public sewer is available for the site.

This is a single lot opportunity for buyers seeking a waterfront residential setting within a secured community, with dock-related approval referenced as part of the offering.

Key Highlights

  • Finisterre gated community waterfront lot with lagoon frontage
  • Approximately 0.71 acres with about 165 feet of water frontage
  • Preapproved for a private dock with Gulf access

Property Analytics

Current Use

Waterfront Land

Suggested Use

Top Pick Building Supply Auto Repair Shop Dental Office Parking Lot & Garage HVAC Service Electrical Service

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

304
Businesses Nearby

Demographics for 32408, FL

17,479
Population
17,018
Households
1
Avg Household Size
48
Median Age
39%
College-Educated
96%
High-School Grad
8.6 sq mi
ZIP Area
2,032
Density / Sq Mi
$72,322
Median Household Income
$42,749
Median Earnings
$1,453
Median Rent
$352,400
Median Home Value
Rey
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.

Frequently Asked Questions

What type of property is this?
Waterfront Land - Waterfront lot in a gated Finisterre community with lagoon features, public sewer, and preapproval for a private dock.
Where is this waterfront land located?
The property is located at 5234 Finisterre Drive Panama City Beach, FL.
What is the asking price?
The asking price for this property is $899,000.
What are key features of this property?
This property features: Finisterre gated community waterfront lot with lagoon frontage; Approximately 0.71 acres with about 165 feet of water frontage; Preapproved for a private dock with Gulf access
More about this property
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