Fully Occupied
For Sale
$435,000
3907 Tinsley Avenue, Edinburg, TX 78539
Residential Income, Edinburg, TX
Property Size3,456 SF
Lot Size0.20 Acres
Price / SF$125.87
Days on Market109
Property Features for 3907 Tinsley Avenue
General Information
Property type
Residential Multi Family
Property subtype
Quadruplex
Parking
8
Patio and Porch features
Patio
Fencing
Privacy
Appliances
Electric Water Heater, Water Heater (In Attic), Disposal, Dryer, Refrigerator, Stove/Range-Electric Coil, Washer
Subdivision
Monmack Landing
Lot features
Curb & Gutters, Sidewalks, Sprinkler System
Elementary school
Trevino
Middle school
South Middle School
High school
Vela H.S.
Elementary school district
Edinburg ISD
Middle school district
Edinburg ISD
High school district
Edinburg ISD
Directions
From US-281, exit Owassa Rd and head E. Turn N on Monmack Rd, then E on Tinsley Ave. Property on right.
Standard status
Active
APN
M566501000010300
Size
3,456 SF
Lot size
0.20 Acres
Taxes and HOA fees
Tax Year
2025
Tax Annual Amount
11394
HOA Fee
$500 Annually
Utilities
Heating system
Central, Electric (Heating)
Cooling system
Electric, Central Air
Water source
Public
Building Details
Year built
2018
Floors in Building
1
Number of units
4
Building materials
Brick, Stone
Roof type
Composition
Listing Agency:
Tierra Frontera LLC
(956) 307-4544
Listed By:
Jessica Marroquin · License #801068402
(956) 536-2715
Added: Jun 17
Changed: Sep 15
Last Checked: Oct 3 at 4:06PM
MLS# 488842
Copyright © 2026 Greater McAllen Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
Built in 2018, this four-unit residential income property contains 3,456 square feet on a 0.2044-acre lot. The building uses brick and stone construction and includes central electric heating and cooling, composition roofing, public water service, patios, and privacy fencing. Each unit is equipped with a refrigerator, electric coil stove/range, washer, dryer, disposal, and electric water heater.
The property is fully occupied and located at 3907 Tinsley Avenue in Edinburg, Texas. UTRGV is 7 minutes away, while major thoroughfares, employment centers, shopping, and dining are also identified in the surrounding area. The fourplex is positioned within the Monmack Landing subdivision.
The property is fully occupied and located at 3907 Tinsley Avenue in Edinburg, Texas. UTRGV is 7 minutes away, while major thoroughfares, employment centers, shopping, and dining are also identified in the surrounding area. The fourplex is positioned within the Monmack Landing subdivision.
Key Highlights
- Four‑unit property with 3,456 square feet of building area
- Fully occupied residential income property
- Built in 2018 on a 0.2044‑acre lot
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$32,467
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
7.46%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$649,340
$649.3K
Cap Rate 7%
$463,814
$463.8K
Cap Rate 9%
$360,744
$360.7K
Market Conditions
NOI Build-Up for 3,456 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$47.7K $13.80/SF
− Vacancy
−$1.3K −$0.38/SF
EGI
$46.4K $13.42/SF
− OpEx
−$13.9K −$4.03/SF
NOI
$32.5K $9.39/SF
Area
Edinburg, TX
Vacancy
2.75%
Lease Rate
$13.80 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$649,340
Cap Rate 7%
$463,814
Cap Rate 9%
$360,744
Alternative Uses
Best Use
Multifamily LT 5
$463.8K
$405.8K – $541.1K
NOI $32,467 @ 7.0% cap · market cap 7.46%
Second Best
Apartment 5plus
$414.5K
$362.7K – $483.6K
NOI $29,014 @ 7.0% cap · market cap 6.67%
Theoretical Best
Office A
$896.7K
$784.7K – $1.05M
NOI $62,772 @ 7.0% cap · market cap 14.43%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Unlock full access to Insights
Subscribe to Realmo Intelligence
Open Analytics
Current Use
Lease Details
4
Residential units
100%
Occupancy
Location Intelligence
Trade Area within ½ mile
150
Businesses Nearby
Explore this area
Business Placement
Demographics for 78539, TX
37,686
Population
15,759
Households
2.4
Avg Household Size
34
Median Age
37%
College-Educated
84%
High-School Grad
12.2 sq mi
ZIP Area
3,089
Density / Sq Mi
$64,864
Median Household Income
$38,413
Median Earnings
$1,034
Median Rent
$198,300
Median Home Value
Check the figures for this property
Cap Rate, Value Estimation, Potential NOI and more
View Realmo Analytics
Market
Vacancy Rate% for Multifamily in South region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Quadplex - Four residential units feature brick-and-stone construction, patios, privacy fencing, and central air conditioning.
Where is this quadplex located?
The property is located at 3907 Tinsley Avenue Edinburg, TX.
What is the asking price?
The asking price for this property is $435,000.
What are key features of this property?
This property features: Four‑unit property with 3,456 square feet of building area; Fully occupied residential income property; Built in 2018 on a 0.2044‑acre lot
