Waterfront Land
For Sale
$395,000
3303 Terra Cotta Drive, Panama City, FL 32408
Land, Panama City, FL
Property SizeContact for details
Lot Size0.40 Acres
Days on Market122
Property Features for 3303 Terra Cotta Drive
General Information
Property type
Land
Property subtype
Other
Zoning description
Resid Single Family
Subdivision
Finisterre
Elementary school
Patronis
Middle school
Surfside
High school
Arnold
Directions
Traveling South East on Thomas Dr, Take a left on North Lagoon and take it to the entrance of Finisterre, Take a Left on Terra Cotta and follow til the end of the street for the lot.
Standard status
Active
APN
31424-563-000
Lot size
0.40 Acres
Taxes and HOA fees
Tax Year
2025
Tax Description
FINISTERRE SUB PH II 69D3 LOTS 13 BLK A ORB 2437 P 255 ORB 2840 P 298
Tax Annual Amount
1277
HOA Fee
$4,270 Annually
Legal Description
FINISTERRE SUB PH II 69D3 LOTS 13 BLK A ORB 2437 P 255 ORB 2840 P 298
Utilities
Water front
1
Listing Agency:
Counts Real Estate Group
(850) 248-3615
Listed By:
Jesse A Cole · License #SL3612004
(770) 833-7693
Added: May 6
Changed: Sep 3
Last Checked: Sep 4 at 5:06PM
MLS# 789572
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This for-sale waterfront land parcel is offered as a homesite within Finnisterre, a gated waterfront community. The property is positioned along St. Andrews Bay and described as having a peninsula-style setting intended to provide added privacy. The lot is also characterized as being surrounded by custom homes within the community.
Finnisterre is noted for maintained common areas, private and peaceful surroundings, and access for boaters that is described as minutes from the Pass for convenient routes from St. Andrews Bay to the Gulf of America.
The parcel is listed as approximately 0.4 acres and is addressed at 3303 Terra Cotta Drive in Panama City, Florida (32408), in Bay County.
Finnisterre is noted for maintained common areas, private and peaceful surroundings, and access for boaters that is described as minutes from the Pass for convenient routes from St. Andrews Bay to the Gulf of America.
The parcel is listed as approximately 0.4 acres and is addressed at 3303 Terra Cotta Drive in Panama City, Florida (32408), in Bay County.
Key Highlights
- Waterfront homesite in Finnisterre, a gated waterfront community
- Located at 3303 Terra Cotta on St. Andrews Bay
- Expansive water views and a peninsula‑style setting for added privacy
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
318
Businesses Nearby
Explore this area
Business Placement
Demographics for 32408, FL
17,479
Population
17,018
Households
1
Avg Household Size
48
Median Age
39%
College-Educated
96%
High-School Grad
8.6 sq mi
ZIP Area
2,032
Density / Sq Mi
$72,322
Median Household Income
$42,749
Median Earnings
$1,453
Median Rent
$352,400
Median Home Value
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Waterfront Land - Waterfront homesite in a gated community on St. Andrews Bay, offering a peninsula-style setting.
Where is this waterfront land located?
The property is located at 3303 Terra Cotta Drive Panama City, FL.
What is the asking price?
The asking price for this property is $395,000.
What are key features of this property?
This property features: Waterfront homesite in Finnisterre, a gated waterfront community; Located at 3303 Terra Cotta on St. Andrews Bay; Expansive water views and a peninsula‑style setting for added privacy
