Victorian Triplex With
New
For Sale
$1,725,000
315-319 10th Street, San Francisco, CA 94103
MULTI_FAMILY - Victorian - San Francisco, CA
Property Size4,576 SF
Lot Size0.06 Acres
Price / SF$376.97
Days on Market6
Property Features for 315-319 10th Street
General Information
Property type
Residential Multi Family
Property subtype
Triplex
Bedrooms
7
Bathrooms
1
Full bathrooms
1
Rooms
Bathroom 1, Bedroom 7, Bedroom 2, Bedroom 6, Laundry Room, Bedroom 4, Bedroom 5, Bedroom 3, Bedroom 1
Parking
3
Parking features
Garage
Lot features
Sidewalk, Sidewalk
Subdivision
SF District 9
Standard status
Active
APN
3519045
Size
4,576 SF
Lot size
0.06 Acres
Utilities
Sewer type
Public Sewer
Heating system
Electric (Heating), Baseboard
Building Details
Year built
1908
Floors in Building
3
Number of units
3
Architectural style
Victorian
Listing Agency:
Compass
(415) 660-9955
Listed By:
Eugene Zinchik · License #01951448
(415) 377-7115
Added: Aug 7
Changed: Aug 10
Last Checked: Aug 12 at 9:06AM
MLS# 426153086
Copyright © 2026 San Francisco Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
Built in 1908, this 4,576-square-foot Victorian triplex includes a front duplex with two three-bedroom, one-bath flats and a detached legal one-bedroom, one-bath cottage. The flats feature approximately 10-foot ceilings, large rooms, and substantial natural light. Two units are vacant and remodeled, including the upper-level flat. Garage space occupies the duplex ground floor, while the property also includes a laundry room and public sewer service. Heating is provided by baseboard and electric systems.
Located at 315-319 10th Street in San Francisco, the property sits on a 0.0574-acre lot approximately two blocks from Costco and access to U.S. 101. Restaurants, bars, and other neighborhood amenities are also nearby. The detached cottage adds a separate residential component to the overall three-unit configuration.
Located at 315-319 10th Street in San Francisco, the property sits on a 0.0574-acre lot approximately two blocks from Costco and access to U.S. 101. Restaurants, bars, and other neighborhood amenities are also nearby. The detached cottage adds a separate residential component to the overall three-unit configuration.
Key Highlights
- 4,576‑square‑foot Victorian triplex built in 1908
- Front duplex includes two three‑bedroom, one‑bath flats
- Detached legal one‑bedroom, one‑bath cottage
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$148,569
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
8.61%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$2,971,380
$3.0M
Cap Rate 7%
$2,122,414
$2.1M
Cap Rate 9%
$1,650,767
$1.7M
Market Conditions
NOI Build-Up for 4,576 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$288.3K $63.00/SF
− Vacancy
−$18.2K −$3.97/SF
EGI
$270.1K $59.03/SF
− OpEx
−$121.6K −$26.56/SF
NOI
$148.6K $32.47/SF
Area
San Francisco, CA
Vacancy
6.30%
Lease Rate
$63.00 /SF/Yr
Expense Ratio
45.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$2,971,380
Cap Rate 7%
$2,122,414
Cap Rate 9%
$1,650,767
Alternative Uses
Best Use
Multifamily LT 5
$2.32M
$2.03M – $2.71M
NOI $162,629 @ 7.0% cap · market cap 9.43%
Second Best
Apartment 5plus
$2.12M
$1.86M – $2.48M
NOI $148,569 @ 7.0% cap · market cap 8.61%
Theoretical Best
Specialty Retail
$22.35M
$19.56M – $26.08M
NOI $1,564,632 @ 7.0% cap · market cap 90.70%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Lease Details
3
Residential units
Yes
Highway access
Location Intelligence
Trade Area within ½ mile
11,546
Businesses Nearby
Explore this area
Business Placement
Demographics for 94103, CA
37,843
Population
20,920
Households
1.8
Avg Household Size
37
Median Age
56%
College-Educated
88%
High-School Grad
1.4 sq mi
ZIP Area
27,031
Density / Sq Mi
$122,339
Median Household Income
$83,348
Median Earnings
$2,146
Median Rent
$1,057,600
Median Home Value
Market
Vacancy Rate% for Multifamily in West region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Triplex - Two remodeled units are vacant, with a detached legal one-bedroom residence included.
Where is this triplex located?
The property is located at 315-319 10th Street San Francisco, CA.
What is the asking price?
The asking price for this property is $1,725,000.
What are key features of this property?
This property features: 4,576‑square‑foot Victorian triplex built in 1908; Front duplex includes two three‑bedroom, one‑bath flats; Detached legal one‑bedroom, one‑bath cottage
