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    Panama City, FL Waterfront Land for Sale

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    78 listings
    Lakefront Lot in Inlet Beach
    $950,000
    0.48 Acres
    Lakefront Lot in Inlet Beach

    N Wall Street, Inlet Beach, FL 32461

    Estate-sized lot on Lake Powell near Rosemary and Alys Beach.
    • Lakefront lot on Lake Powell with Gulf access via boat or kayak
    • Estate‑sized lot (over half‑acre) suitable for a large home
    • Prime North Inlet Beach location near Rosemary Beach and Alys Beach
    • Close proximity to Inlet Beach Regional Beach Access
    • Near 30Avenue, an upscale shopping and dining venue
    Updated: May 22
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    Waterfront Homesite in Gated Community
    $1,500,000
    0.83 Acres
    Waterfront Homesite in Gated Community

    3536 Preserve Boulevard, Panama City, FL 32408

    Exceptional waterfront lot in Panama City Beach's exclusive gated community.
    • 100 feet of waterfront frontage offers direct water access and expansive views.
    • Located in The Preserve, an exclusive gated community in Panama City Beach.
    • Ideal homesite to design and build a custom dream home.
    • Premier neighborhood known for peaceful privacy.
    • Close proximity to beaches, dining, shopping, and entertainment.
    Updated: May 29
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    Waterfront Land Ready to Build
    $550,000
    0.20 Acres
    Waterfront Land Ready to Build

    Deep-water canal lot with stunning views and Gulf access.

    1420 Trout Drive, Panama City, FL 32408

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    Waterfront Land in Panama City, FL
    $695,000
    0.47 Acres
    Waterfront Land in Panama City, FL

    Waterfront land to build your dream home with stunning views.

    1248 W Beach Drive, Panama City, FL 32401

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    Waterfront Land in Kings Point
    $620,000
    0.46 Acres
    Waterfront Land in Kings Point

    Waterfront land with direct gulf access in Panama City, FL.

    3030 W 27th Court, Panama City, FL 32405

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    Waterfront Development Opportunity in Panama
    $12,000,000
    283.00 Acres
    Waterfront Development Opportunity in Panama

    283-acre waterfront land with development potential near major landmarks.

    1025 Hwy 2297, Panama City, FL 32404

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    Waterfront Land in Panama City
    $620,000
    0.52 Acres
    Waterfront Land in Panama City

    Waterfront land with direct gulf access and sunset views.

    3034 W 27th Court, Panama City, FL 32405

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    Waterfront Land with Gulf Access
    $375,000
    1.54 Acres
    Waterfront Land with Gulf Access

    Waterfront property with Gulf access, ideal for custom home.

    1536 Doty Circle, Panama City, FL 32404

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    Waterfront Lot in Panama City
    $500,000
    1.67 Acres
    Waterfront Lot in Panama City

    Spacious waterfront lot with Gulf access in East Bay.

    Hwy 2297, Panama City, FL 32404

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    Waterfront Land on Allanton Bluff
    $295,000
    2.29 Acres
    Waterfront Land on Allanton Bluff

    2.29 acre waterfront lot in eastern Bay County.

    Hotelan Bluff Road, Panama City, FL 32404

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    Gulf-Front Lot Ready to Build
    $899,000
    0.10 Acres
    Gulf-Front Lot Ready to Build

    Gulf-front lot in Panama City Beach with no HOA.

    5101 Gulf Drive, Panama City, FL 32408

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    Waterfront Lot in Gated Community
    $109,500
    1.40 Acres
    Waterfront Lot in Gated Community

    1.4 acre waterfront lot with deep water access.

    813 Vista Del Sol Lane, Panama City, FL 32404

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    Gulf-Front Mixed-Use Land Parcel
    $1,830,000
    0.29 Acres
    Gulf-Front Mixed-Use Land Parcel

    Cleared Gulf-front parcel beside public beach access with mixed-use zoning and paved road access for flexible development planning.

    5403 Gulf Drive, Panama City, FL 32408

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    Waterfront Land with Gulf Access
    $285,000
    0.59 Acres
    Waterfront Land with Gulf Access

    Waterfront land with Gulf access ready for custom home.

    7043 Hugh Drive, Panama City, FL 32404

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    Waterfront Development Opportunity in Panama
    $7,500,000
    231.05 Acres
    Waterfront Development Opportunity in Panama

    231-acre waterfront property with development potential near major landmarks.

    Fonza Road, Panama City, FL 32409

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    Gulf-Front Land Opportunity in Inlet
    $8,750,000
    0.56 Acres
    Gulf-Front Land Opportunity in Inlet

    Exceptional Gulf-front land parcel on Scenic Highway 30A.

    8372 E Co Highway 30A, Inlet Beach, FL 32461

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    Waterfront Land in Panama City, FL
    $135,000
    0.27 Acres
    Waterfront Land in Panama City, FL

    0.27-acre canal lot with quick access to North Bay.

    6416 Marvin Lane, Panama City, FL 32409

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    Waterfront Land in Panama City
    $135,000
    0.27 Acres
    Waterfront Land in Panama City

    0.27-acre canal lot with quick access to North Bay.

    6416 Marvin Lane, Panama City, FL 32409

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    Waterfront Lot in Gated Community
    $115,500
    0.50 Acres
    Waterfront Lot in Gated Community

    Half-acre waterfront lot in Laird Point, Panama City, Florida.

    709 Island Court, Panama City, FL 32404

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    Gated Waterfront Homesite in Community
    Contact for pricing
    0.21 Acres
    Gated Waterfront Homesite in Community

    Gated bayfront homesite on a quiet cul-de-sac with electrical and sewer connections for new home construction.

    900 Lanyard Court, Panama City, FL 32404

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    Waterfront Land in Panama City
    $115,000
    0.23 Acres
    Waterfront Land in Panama City

    Canal-front property suitable for building a dream home.

    6415 W Smith Road, Panama City, FL 32404

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    Waterfront Lot with Gulf Access
    $225,000
    0.26 Acres
    Waterfront Lot with Gulf Access

    Waterfront lot with dock, Gulf access, near Tyndall AFB.

    1448 W Park Drive, Panama City, FL 32404

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    Waterfront Land in Panama City
    $600,000
    4.00 Acres
    Waterfront Land in Panama City

    4-acre waterfront property with deep water access.

    Cook St, Panama City, FL 32404

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    Waterfront Land in Panama City
    $125,000
    0.13 Acres
    Waterfront Land in Panama City

    Waterfront land in Panama City's Cove area.

    507 Massalina Drive, Panama City, FL 32401

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    Panama City, FL Waterfront Land Investment Opportunities Market Analysis

    Explore 78 waterfront land for sale in Panama City, FL, showcased through 78 active listings on our real estate platform. These investment opportunities span a total of 2,219 square feet of properties for sale, with an estimated market value of $350,000.

    Sale prices for water rights properties in Panama City, FL start at $350,000, averaging $350,000, and reaching up to $350,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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    Top Commercial Asset Segments

    Commercial property segments ranked by active listings on the market

    Commercial land 251
    Residential land & home lots 140
    Waterfront Land 77
    Industrial land 9
    Agricultural land / Farmland 7

    Demographics Overview

    Population 154K
    Population Growth (5Y) +1,132.7%
    Median Household Income $71,237
    College Educated 29.8%

    High-Yield Neighborhoods for Investment

    Identify Panama City submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

    Neighborhood Average Price
    Panama City $749.3K
    Panama City Beach $3.3M

    Taxes & Financing

    Tax Rate (average for all types) 1.42%
    Property Tax per SF $28.37 per SF
    Tax Rate vs County Average 0.07 pp above county avg
    Average Loan-to-Value 65.0%

    Listings Trend

    New vs delisted commercial listings in Bay County

    New Delisted

    Total CRE Inventory on Market (SF)

    Average Property Price per SF

    For-sale pricing trends across core commercial property types in Bay County

    Residential Income

    Property Size Breakdown

    The majority of commercial real estate listings in Panama City fall within the 1 to 5 acres range.

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    Most Searched ZIP Codes in Panama City, FL

    • 32404
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    • 32461
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