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Brick Bank Building with Drive-Through

1210 Celina Road Saint Marys, OH 45885

New
1210 Celina Road, Saint Marys, OH, 45885
$185,000
For Sale
$185,000

COMMERCIAL - Other - Saint Marys, OH

Property Size1,983 SF
Lot Size0.55 Acres
Price / SF$93.29
Days on Market1

Property Features for 1210 Celina Road

General Information

Property type
Commercial Sale
Property subtype
Other
Parking
12
Parking features
Parking Lot
Interior features
Attic
Appliances
Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
Standard status
Active
APN
K3206204600
Size
1,983 SF
Lot size
0.55 Acres

Taxes and HOA fees

Tax Year
2026

Utilities

Sewer type
Public Sewer
Heating system
Electric (Heating), Heat Pump (Heating)
Cooling system
Central Air

Building Details

Year built
1983
Flooring type
Vinyl
Building materials
Brick, Vinyl Siding, Wood Siding
Architectural style
Other
Listing Agency Lake Shore Realtors
909 E Wayne Street - Suite 107, Celina, OH
Listed by Lynn Rinderle
Added: Jul 17 Checked: Jul 17 at 6:06 pm
MLS# 1047111

Copyright © 2026 West Metro Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

This well-maintained brick commercial building was built in 1983 and originally constructed as a bank. The exterior is described as maintenance-free, and key building systems have been updated, including the roof (new in 2023) and heating, plumbing, and electric (updated in 2015). The property includes a washer/dryer hookup and an existing drive-through in the rear. Interior use can be adapted to a variety of business formats, subject to applicable requirements.

Located at 1210 Celina Road in St. Marys, OH (Auglaize County), the site includes parking for up to 12 vehicles. The remarks also note a restaurant located just next door.

With approximately 1,983 square feet of building area, this property offers a straightforward layout for an owner-operator or tenant seeking a drive-through capable facility and convenient on-site parking.

Key Highlights

  • Brick building built in 1983; originally constructed as a bank
  • Roof replaced in 2023; heating, plumbing, and electrical updates completed in 2015
  • Central air cooling with electric heating and a heat pump heating system

Local Financial Insights For Retail

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $11.7k $5.88
− Vacancy −$417 −$0.21
EGI $11.2k $5.67
− OpEx −$3.4k −$1.70
NOI $7.9k $3.97
1,983 SF · lease $5.88/SF/yr · vacancy 3.58% · expense 30.00%

Alternative Uses

Best Use
Specialty Retail
$369.1K
$322.9K – $430.6K (±1% cap)
NOI $25,834 @ 7.0% cap · market cap 13.96%
Second Best
Retail
$112.4K
$98.4K – $131.2K (±1% cap)
NOI $7,870 @ 7.0% cap · market cap 4.25%
Theoretical Best
Office A
$399.4K
$349.5K – $466.0K (±1% cap)
NOI $27,960 @ 7.0% cap · market cap 15.11%
Zoning and permitted uses should be independently verified with local authorities.

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

ATM Atm

Suggested Use

Real Estate Agency Dental Office Kitchen & Bath Showroom Electrical Service Building Supply Law Firm Computer & Electronic Repair (Bike/Boat/Book/etc) Store Big Box & Wholesale Store Gym & Fitness Center

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Bank - 1983 brick bank building with drive-through, updated roof (2023), MEP updates (2015), and parking for up to 12.
Where is this bank located?
The property is located at 1210 Celina Road Saint Marys, OH.
What is the asking price?
The asking price for this property is $185,000.
What are key features of this property?
This property features: Brick building built in 1983; originally constructed as a bank; Roof replaced in 2023; heating, plumbing, and electrical updates completed in 2015; Central air cooling with electric heating and a heat pump heating system
Contact an agent
More about this property
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