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    10830 Navajo Dr St Petersburg, FL 33708

    View on Map
    Sponsored
    For Sale
    Pending
    $1,950,000

    Mixed Use - ST PETERSBURG, FL

    Type:Mixed Use
    Property size:
    7,040 SF
    Lot size:
    1.13 Acres
    Days on Market:
    18
    Last Refresh:
    Mar 10 at 4:06 pm

    Property Features for 10830 Navajo Dr

    General Information

    Property type
    Commercial Sale
    Property subtype
    Mixed Use
    Standard status
    Pending
    Security features
    Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
    Zoning
    GO
    APN
    03-31-15-25110-000-0540
    Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
    Size
    7,040 SF
    Lot size
    1.13 Acres

    Utilities

    Heating system
    Electric (Heating)
    Cooling system
    Central Air
    Water front features
    Lake Front, Waterfront
    Water front
    1

    Building Details

    Year built
    1968
    Flooring type
    Concrete, Vinyl
    Building materials
    Block, Concrete, Stucco
    Roof type
    Built-Up
    Architectural style
    Other

    We can help!

    Listing Contact
    Angela Julian Pa

    Charles Rutenberg Realty, Inc (727) 538-9200

    Listing agent Angela Julian PA (727) 538-9200 License #3301225

    Listing date Feb 20, 2026

    MLS# TB8432056 Listing URL

    Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Learn more

    Property Insight Report

    Overview

    Lakefront Mixed-Use Property For Sale

    This lakefront mixed-use property, situated on 1.13 acres in unincorporated Pinellas County, offers a blend of residential comfort, business flexibility, and income potential. Zoned General Office/Residential, the property supports short-term rentals and a variety of professional uses, making it suitable for a live-work environment, commercial investment, or private compound. The residence features 5,160 square feet of remodeled living space, including 4 oversized bedrooms, 3 bathrooms, an indoor laundry room, a utility room (gym), storage rooms, and multiple gathering areas. The modern kitchen and custom finishes balance form and function, while the industrial-chic design incorporates soaring ceilings, barn doors, and modern finishes. Connected to the residence is an 1,896-square-foot office/flex wing, featuring two oversized rooms measuring 29x20 and 31x38. Previously used as a preparatory school and child care center, this space demonstrates adaptability and compliance with operational standards. Together, the residence and office/flex areas provide a combined 7,056 heated square feet. The General Office/Residential zoning permits various businesses, including law offices, real estate offices, medical and dental practices, wellness and fitness centers, educational facilities, veterinary offices, government and administrative functions, creative studios, and other professional services. A commercial-grade fire sprinkler system ensures compliance with fire-safety standards, beneficial for medical, educational, or high-traffic professional uses. Additional infrastructure includes an oversized 4-car garage, 16+ parking spaces with ADA access, and high ceilings. The property is located on a scenic saltwater lake and is within minutes of Gulf beaches, Tampa, Downtown St. Petersburg, and Clearwater, with quick access to shopping, dining, and entertainment. The location in unincorporated Pinellas County allows for short-term rentals, offering potential rental income. The property is ready for various uses.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Day care centers

    Suggested Use

    Law Firm Real Estate Agency Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Gym & Fitness Center Daycare Center

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    St Petersburg
    County
    Pinellas
    State
    Florida
    Longitude
    -82.790211
    Latitude
    27.813002

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    FAQs

    What type of property is this?
    Mixed-use property - Lakefront property with residential, office, and income potential.
    Where is this mixed-use property located?
    The property is located at 10830 Navajo Dr St Petersburg, FL.
    What is the asking price?
    The asking price for this property is $1,950,000.
    What are key features of this property?
    This property features: - Lakefront property with General Office/Residential zoning; - Turnkey 7,056 sq. ft. combined living and office/flex space; - Commercial-grade fire sprinkler system ensures immediate compliance
    (727) 520-2157
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    10830 Navajo Dr St Petersburg, FL 33708
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    10830 Navajo Dr St Petersburg, FL 33708
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    We can help!
    Listing Contact
    Angela Julian Pa
    Real Estate License ID: 3301225
    (727) 520-2157 (727) 538-9200
    Learn more
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