Sign Up Successful!
You now have access to more from Realmo!
    For Sale
    • For Sale
    • For Lease
    • Recently Sold
    • Property Lookup
    • Brokers
    AI Search
    Back to Search
    The Largest CRE Database in the US with Over 1 Million Listings

    104-110 White Pine Rd Toccoa, GA 30577

    Sponsored
    For Sale
    $379,900

    MULTI_FAMILY - Other - GA

    Lot size:
    0.92 Acres
    Days on Market:
    5
    Last Refresh:
    Feb 20 at 3:06 am

    Property Features for 104-110 White Pine Rd

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Standard status
    Active
    APN
    043-049
    Lot size
    0.92 Acres

    Utilities

    Sewer type
    Septic Tank
    Heating system
    Heat Pump (Heating)
    Cooling system
    Heat Pump

    Building Details

    Year built
    1973
    Number of units
    4
    Building materials
    Brick
    Architectural style
    Other

    We can help!

    Listing Contact
    Janet Cartee
    Janet Cartee

    Keller Williams Seneca (864) 225-8006

    Listing agent Janet Cartee (864) 482-2700 License #64967

    Listing date Feb 16, 2026

    MLS# 20297142 Listing URL

    Copyright © 2026 Western Upstate Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Learn more

    Property Insight Report

    Overview

    Multi-Family Investment Opportunity

    This property presents an investment opportunity featuring two duplexes. Each unit includes 2 bedrooms and 1 bath. The property is situated on a level lot, providing convenient access to town, shopping, dining, and major routes. The units are currently occupied by long-term tenants on a month-to-month lease. The property is located in the 30577 postal code area of Georgia and has a lot size of 0.92 acres. This multi-unit property is suited for investors seeking to expand their portfolio.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Quadplexes

    Suggested Use

    Real Estate Agency Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Gym & Fitness Center Auto Repair Shop Big Box & Wholesale Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Toccoa
    County
    Stephens
    State
    Georgia
    Longitude
    -83.297637
    Latitude
    34.555563

    Nearby Similar for Sale

    • $999,000
      5,076 SF

      Toccoa Commercial Property For Sale

      Turnkey restaurant opportunity in high-traffic Toccoa location.
      1589 Big A Rd, Toccoa, GA 30577
      View Details
    • $1,375,000
      2,433 SF

      Toccoa Commercial Property on Big A

      Well-established commercial property with high visibility and endless potential.
      1382 Big A Rd, Toccoa, GA 30577
      View Details
    • $850,000
      16,400 SF

      Toccoa Mixed-Use Building For Sale

      Renovated 16,400 SF mixed-use building in downtown Toccoa.
      18 W Currahee St, Toccoa, GA 30577
      View Details
    • $249,000
      3,800 SF

      Toccoa Commercial Property For Sale

      Versatile downtown property ideal for retail, office, or apartments.
      303 N Pond St, Toccoa, GA 30577
      View Details
    • $489,900
      6,000 SF

      Toccoa Office/Warehouse with Highway Access

      Versatile office/warehouse in Toccoa, GA, with highway access.
      250 E Currahee St, Toccoa, GA 30577
      View Details
    • $449,900
      2,612 SF

      Toccoa Commercial Building on Highway

      2,612 sq. ft. commercial building on 1.76 acres.
      2921 Highway 17 Alt, Toccoa, GA 30577
      View Details
    • $79,000
      0.51 Acres

      Renovated Home in Toccoa, GA

      Renovated 2 bed, 1 bath home with mountain views.
      117 Sparrow Way, Toccoa, GA 30577
      View Details
    • $135,000
      0.52 Acres

      Toccoa Lakeside Home with Income

      Two-bedroom home with rental income potential and lake access.
      130 Shorewood Cir, Toccoa, GA 30577
      View Details
    • $119,000
      306 SF

      Toccoa Commercial Opportunity on High-Traffic

      Prime commercial property in Toccoa with high visibility.
      655 S Pond St S, Toccoa, GA 30577
      View Details
    • Contact for pricing
      19,225 SF

      Historic Hotel in Downtown Toccoa

      Historic hotel needing complete renovation in downtown Toccoa, Georgia.
      40 N Alexander St, Toccoa, GA 30577
      View Details
    • $1,050,000
      10,640 SF

      Toccoa Retail/Commercial Opportunity For Sale

      Two-story, 10,640 SF building on 2.32 acres in Toccoa, GA.
      21 Midget Dr, Toccoa, GA 30577
      View Details
    • Contact for pricing
      211,046 SF

      Toccoa Warehouse and Industrial Space

      111,046 SF warehouse with 12 dock doors in Toccoa, GA.
      546 Old Liberty Hill Rd, Toccoa, GA 30577
      View Details

    FAQs

    What type of property is this?
    Quadplex - Two duplexes on a level lot, convenient location.
    Where is this quadplex located?
    The property is located at 104-110 White Pine Rd Toccoa, GA.
    What is the asking price?
    The asking price for this property is $379,900.
    What are key features of this property?
    This property features: - Two duplexes offering immediate rental income; - Each unit features 2 bedrooms and 1 bath; - Convenient location with easy access to town, shopping, dining, and major routes
    (864) 985-3453
    Request Owner's contact information
    104-110 White Pine Rd Toccoa, GA 30577
    Message sent successfully
    Error
    If you are the owner or broker of this property and would like to edit or remove this listing please send a message to web site administrator.
    104-110 White Pine Rd
    Toccoa, GA 30577
    Message sent successfully
    Error
    Email to Your Friends
    Link copied to clipboard
    Separate multiple addresses with a comma
    Message sent successfully
    Error

    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    104-110 White Pine Rd Toccoa, GA 30577
    Thanks! Your message was sent.
    Error! Your message wasn't sent.
    Please enter your name
    Please enter email
    Please enter the email in the correct format
    Please enter phone
    Please enter the number in the correct format
    Please enter message
    Thank You

    You are Unsubscribed From Notifications

    We can help!
    Listing Contact
    Janet Cartee
    Janet Cartee
    Real Estate License ID: 64967
    (864) 985-3453 (864) 225-8006 (864) 482-2700
    Learn more
    Google sign-in failed. Please try again or use another login method.