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    103 Water St Horse Cave, KY 42749

    Sponsored
    For Sale
    $164,900

    Commercial - Horse Cave, KY

    Lot size:
    0.06 Acres
    Days on Market:
    20
    Last Refresh:
    Jan 10 at 12:06 pm

    Property Features for 103 Water St

    General Information

    Property type
    Commercial Sale
    Property subtype
    Other
    Standard status
    Active
    APN
    402-00-14-006.00
    Parking features
    Parking Lot
    Interior features
    Finished
    Lot size
    0.06 Acres

    Utilities

    Heating system
    Central
    Cooling system
    Central Air

    Building Details

    Year built
    1917
    Floors in Building
    2
    Flooring type
    Hardwood, Tile, Vinyl
    Building materials
    Brick
    Roof type
    Rubber
    Architectural style
    Other

    Mills Real Estate & Auction (270) 618-7800

    Listing agent Zachary French (270) 618-7800 License #262677

    Listing date Dec 22, 2025

    MLS# RA20257127 Listing URL

    Copyright © 2026 REALTOR® Association of Southern Kentucky, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    Spacious Downtown Commercial Building

    Located in downtown Horse Cave, this brick commercial building on Water Street offers visibility and versatility. The main level, currently used as an antique store, features over 2,600 square feet of retail or commercial space with display windows facing Water Street. This space is suitable for retail, showroom, office, or boutique use. The upper level provides an additional 2,600 square feet and is currently used as residential living space, offering potential for rental income, professional office use, or expanded retail frontage. The upper level has a separate exterior access, allowing independent use from the main floor. The property is centrally located among established downtown businesses and is within walking distance of the Hidden River Cave Museum. With brick construction, a flexible layout, and multiple-use potential, this property is an opportunity for investors, business owners, or owner-occupants seeking a downtown presence in Horse Cave. The lot size is 0.06 acres.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Storefront properties

    Suggested Use

    Restaurant Realty agency Law Firm Building Supply Spa & Massage Dental Office Wholesale Shop Auto Repair Shop Hair Salon Clothing Store

    Zoning and permitted uses should be independently verified with local authorities.

    Similar Places Nearby

    Hart County Florist

    Location Insight

    • Map
    • Local Demand
    City
    Horse Cave
    County
    Hart
    State
    Kentucky
    Longitude
    -85.9065312
    Latitude
    37.1796525

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    FAQs

    What type of property is this?
    Storefront property - Versatile commercial building in downtown Horse Cave, Kentucky.
    Where is this storefront property located?
    The property is located at 103 Water St Horse Cave, KY.
    What is the asking price?
    The asking price for this property is $164,900.
    What are key features of this property?
    This property features: - Prime downtown location in Horse Cave with excellent visibility on Water Street.; - Two levels, each with 2,600± square feet, offering flexible use as retail, commercial, residential, or office space.; - Upper level has separate exterior access, enabling independent use and rental income potential.
    (270) 780-7777
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    Realmo Value Estimation

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.

    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.

    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    103 Water St Horse Cave, KY 42749
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