Add Listing
    For Sale
    • For Sale
    • For Lease
    • Recently Sold
    • Property Lookup
    • Brokers
    Residential Lot in Gated Community Title is generated by Realmo AI

    103 Wagner Lane, Saint Marys, GA 31558

    View on Map
    Claim this Listing
    For Sale
    $35,000

    LAND - St. Marys, GA

    Lot size:
    0.28 Acres
    Added:
    Apr 29, 2026
    Days on Market:
    19
    Last Refresh:
    May 17 at 11:06 pm

    Property Features for 103 Wagner Lane

    General Information

    Property type
    Land
    Property subtype
    Other
    Standard status
    Active
    APN
    160C 910
    Lot size
    0.28 Acres

    Taxes and HOA fees

    Tax Year
    24
    Tax Annual Amount
    456

    Utilities

    Sewer type
    Public Sewer
    Water source
    Public

    We can help!

    Listing Contact
    Lisa Ann Mcmorine

    Listing agent Lisa Ann Mcmorine License #379651

    Listing office Coldwell Banker Access Realty 1951 Commerce Drive, Savannah, GA

    Listing date Apr 29, 2026

    MLS# 10754215 Listing URL

    Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Prestigious gated community of Cumberland Harbour.
    • Private lot on a quiet cul‑de‑sac surrounded by oak trees.
    • Resort‑style living with access to fitness center, pickleball and tennis courts, lap pool, shared dock, and walking trails.
    • Minutes from historic downtown St Marys.
    • Conveniently located 30 minutes from JAX airport.
    • Public water and sewer connections available.

    Overview

    This residential lot is located on a quiet cul-de-sac within the gated community of Cumberland Harbour. The 0.28-acre property is surrounded by oak trees, offering privacy and natural beauty. Residents have access to amenities including a fitness center, pickleball and tennis courts, a lap pool, a shared dock, and walking trails. The property is located minutes from historic downtown St. Marys, 30 minutes from Jacksonville International Airport, and 40 minutes from Brunswick and the Federal Law Enforcement Training Centers (FLETC). This lot is presented as a canvas for a future coastal dream home.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Residential land & home ...

    Map

    City
    Saint Marys
    County
    Camden
    State
    Georgia
    Longitude
    -81.5701
    Latitude
    30.7777

    Nearby Similar for Sale

    • $480,000
      2,400 SF

      St. Marys Office & Warehouse

      Versatile office and warehouse space in a prime corner location.
      2110 Osborne Road, St. Marys, GA 31558
      View Details
    • $899,000
      8,480 SF

      Versatile Commercial Flex-Space in St. Marys

      8,480 SF flex-space near I-95 and Kings Bay Naval Base.
      28 Hawthorne Lane, St. Marys, GA 31558
      View Details
    • $599,000
      8,892 SF

      Historic Theater in St. Marys

      Unique theater with high ceilings and ample parking.
      1000 Osborne Road, St. Marys, GA 31558
      View Details
    • $999,999
      100,000 SF

      Prime Corner Commercial Opportunity

      3.26 acre corner parcel in high-growth commercial corridor.
      Kings Bay Road, St. Marys, GA 31558
      View Details
    • $480,000
      2,400 SF

      St. Marys Versatile Office/Warehouse Space

      Well-maintained office and warehouse space on a high-traffic corner.
      2110 Osborne Road, St. Marys, GA 31558
      View Details
    • $105,000

      Prime Corner Lot in St. Marys

      0.91 acre lot in high-traffic area near Kings Bay.
      Charlie Smith Sr Highway, St. Marys, GA 31558
      View Details
    • $325,000

      Waterfront Lot in Gated Community

      Large waterfront lot to build your dream home.
      V/L 59 Timucuan Court, St. Marys, GA 31558
      View Details
    • $495,000

      5.3 Acres on Kings Bay

      5.3 acres on Kings Bay Rd, St. Marys, GA.
      Kings Bay Road lot: 8, St. Marys, GA 31558
      View Details
    • $25,000

      Residential Land in Gated Community

      Homesite in Cumberland Harbour with access to world-class amenities.
      105 Green Buoy Court, St. Marys, GA 31558
      View Details
    • $150,000

      Commercial Lot in Downtown St.Marys

      One-acre commercial lot available in downtown St. Marys, Georgia.
      1008 Wheeler Street, St. Marys, GA 31558
      View Details
    • $249,900

      Waterfront Land with Deepwater Access

      Land with transferable dock permit, deepwater access, gated community.
      203 Timucuan Court, St. Marys, GA 31558
      View Details
    • $549,900
      2,370 SF

      St. Marys Office Space Available

      Premier office space in St. Marys, GA with expansion potential.
      2420 Osborne, St. Marys, GA 31558
      View Details

    FAQs

    What type of property is this?
    Residential land & home lot - Residential lot in St. Marys, GA with resort-style amenities.
    Where is this residential land & home lot located?
    The property is located at 103 Wagner Lane Saint Marys, GA.
    What is the asking price?
    The asking price for this property is $35,000.
    What are key features of this property?
    This property features: Prestigious gated community of Cumberland Harbour.; Private lot on a quiet cul‑de‑sac surrounded by oak trees.; Resort‑style living with access to fitness center, pickleball and tennis courts, lap pool, shared dock, and walking trails.
    (912) 467-8802
    We can help!
    Listing Contact
    Lisa Ann Mcmorine
    Real Estate License ID: 379651
    Learn More
    Request Owner's contact information
    Message sent successfully
    Error
    If you are the owner or broker of this property and would like to edit or remove this listing please send a message to web site administrator.
    Message sent successfully
    Error
    Email to Your Friends
    Link copied to clipboard
    Separate multiple addresses with a comma
    Message sent successfully
    Error

    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    Thanks! Your message was sent.
    Error! Your message wasn't sent.
    Please enter your name
    Please enter email
    Please enter the email in the correct format
    Please enter phone
    Please enter the number in the correct format
    Please enter message
    Thank You

    You are Unsubscribed From Notifications

    Thank You for Inquiry
    103 Wagner Lane, St. Marys, GA 31558
    letter with green check mark
    Check your email
    We sent you the
    agent's contact details. yellow underline
    Can't find it?
    Please check your junk/spam folder.
    Google sign-in failed. Please try again or use another login method.
    Sign Up Successful!
    You now have access to more from Realmo!