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    103 S Main St South Whitley, IN 46787

    Sponsored
    For Sale
    $144,900

    Duplex - South Whitley, IN

    Type:Duplex
    Property size:
    1,536 SF
    Lot size:
    0.20 Acres
    Days on Market:
    10
    Last Refresh:
    Jan 7 at 8:06 am

    Property Features for 103 S Main St

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Duplex
    Standard status
    Active
    Rooms
    Bathroom 1, Bathroom 2, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4
    Bedrooms
    4
    Bathrooms
    2
    APN
    92-08-04-510-001.000-002
    Patio and Porch features
    Porch
    Exterior features
    Porch Covered, Porch Screened, None
    Appliances
    Dishwasher, Garbage Disposer, Range, Washer
    Size
    1,536 SF
    Lot size
    0.20 Acres

    Utilities

    Heating system
    Hot Water (Heating), Natural Gas

    Building Details

    Floors in Building
    2
    Number of units
    1
    Flooring type
    Laminate, Wood
    Architectural style
    Other

    Minear Real Estate (260) 244-0009 [email protected]

    Listing agent Jessica White (260) 244-0009 License #RB22000162

    Listing date Dec 29, 2025

    MLS# 202549431 Listing URL

    Copyright © 2026 Upstate Alliance of REALTORS® Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    South Whitley Duplex Conversion Opportunity

    Located in South Whitley, this property presents a potential investment opportunity. The property features four bedrooms and two bathrooms. The spacious foyer includes a freshly painted wooden staircase and a side exterior door that connects directly to the staircase, allowing for separate access if converted. Outdoor stairs would need to be added. The property could be converted into a duplex, potentially creating a one-bedroom upper unit and a two-bedroom lower unit if the existing dining room is closed off. The main level features a sizable living room, a primary suite, and an open flow into the kitchen with an adjacent laundry and utility room. The utility room already has exterior access, allowing for shared use between units, with the option for the lower unit to secure interior access. Upstairs previously had a second kitchen that could be converted back. Additional features include covered and screened porches, a two-car carport, exterior storage, and additional street parking. Recent updates include remodeled kitchen and baths. Original hardwood floors are located upstairs. Appliances are included and sold as-is. The property is sold as-is. The town is expected to be putting in new off-street parking, a public sidewalk, and a curb with a project start date in June 2026. The property occupies a lot of 0.2 acres and has a property size of 1536 square feet. Trash, water/sewer, and electric are all included in the annual sewer/water expense.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Realty agency Restaurant Spa & Massage Dental Office Hair Salon Nail Salon Gym & Fitness Auto Repair Shop Daycare Center Department Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    South Whitley
    County
    Whitley
    State
    Indiana
    Longitude
    -85.629623
    Latitude
    41.084851

    Nearby Similar for Sale

    • $225,000
      0.11 Acres

      Restaurant and Home Combo

      Restaurant and residential property package in South Whitley, Indiana.
      101 N State St, South Whitley, IN 46787
      View Details

    FAQs

    What type of property is this?
    Duplex - Four-bedroom South Whitley home with duplex conversion potential.
    Where is this duplex located?
    The property is located at 103 S Main St South Whitley, IN.
    What is the asking price?
    The asking price for this property is $144,900.
    What are key features of this property?
    This property features: - House-hacking opportunity: potential duplex conversion (possible 1-bedroom upper, 2-bedroom lower unit).; - Remodeled kitchen and baths offer modern appeal.; - Spacious layout featuring a sizable living room and primary suite on the main level.
    (260) 229-8119
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    Realmo Value Estimation

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.

    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.

    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    103 S Main St South Whitley, IN 46787
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