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Property profile & analytics
FOR SALE
Apartment buildings
415 Finn St N, Saint Paul, MN 55104
Individually Owned
8-yr Hold
Absentee Owner
Property ID
US46-0575676
For Sale
1 / 18
$635,000
415 Finn St N, Saint Paul, MN 55104
View Listing →
Property profile
Verified
Property type
Apartment buildings
Use group
APARTMENT HOUSE (5+ UNITS)
Year built
1922
Construction
WOOD FRAME
Total area
4,825 SF
Lot
0.14 ac (5,968 SF)
Zoning code
C
APN
32-29-23-41-0016
UPID
US46-0575676
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
by Request
Owner & transaction history
Michael O Ryan · 8 yrs held
Michael O Ryan
since 2017
4 recorded transactions
Zoning & alternative use
C · Saint Paul, MN
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Saint Paul submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Saint Paul submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
CAP Approach
Comparable Approach
Alternative Use
Get a detailed, property-specific estimation — fast and free
Price per SF
Sale + rent benchmarks
Subject property
—
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2023Property tax & assessments
Tax year 2023
Tax billed
$12,740
Tax year 2023
Assessed value
$634,800
Assessed 2023
Previous assessed
$634,800
+0.0% YoY
Effective rate
2.01%
On assessed value
Assessed land
$100,000
Assessed improvement
$534,800
Land market value
$100,000
Improvement market value
$534,800
Total market value
$634,800
Applied tax rate
625.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Apartment buildings
Use group
APARTMENT HOUSE (5+ UNITS)
Status
For Sale
Year built
1922
Construction
WOOD FRAME
Heating
YES
Cooling
NONE
Units
5
Total area
4,825 SF
Lot
0.14 ac (5,968 SF)
Zoning code
C
APN
32-29-23-41-0016
UPID
US46-0575676
Jurisdiction
RAMSEY
Zoning & alternative use
C · Saint Paul, MN
Zoning C · permitted uses
C · Saint Paul, MN
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Saint Paul. Always verify with local authorities before improvements.
Building & site characteristics
From public records
Year built
1922
Construction
WOOD FRAME
Heating
YES
Cooling
Yes
Units
5
Lot
0.14 ac
Current owner
From public records · entity-resolved
Michael O Ryan
Individual
Mailing address
111 WILDWOOD BCH RD, MAHTOMEDI, MN 55115-1670
Mailing matches property
Different — outreach signal
Owner-occupied
No
Ownership since
2017
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
4 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Aug 1, 2017
—
Michael O Ryan
Ryan,michael O & Michelle J
Quit Claim Deed
related
—
Sep 27, 2012
$113,500
Bruce S Johnson
Richie Family Trust
Grant Deed
—
Sep 27, 2012
$325,000
Michael O Ryan
Johnson,bruce S
Warranty Deed
$215,000 · Us Bank NA
—
—
Michael O'ryan
—
Loan Modification
related
$230,971 · Us Bk
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
Try Rey
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“Is 15.6% cap rate sustainable?” · “Best tenant mix for BU1?” · “What’s the redev upside?”
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