781 Harbor, Morro Bay, CA 93442
Versatile mixed-use building on a high-visibility coastal corridor for retail, office, or service operations.
- Added:
- Jun 4, 2026
- Days on Market:
- 17
- Last Refresh:
- Jun 15 at 2:26 am
Property Features for 781 Harbor
General Information
- Standard status
- Active
- Size
- 1,409 SF
- Property subtype
- Mixed Use
Building Details
- Year Built
- 1925
Listing agent ROBERTO CASTILLO License #02155886
Listing office ENCORE REAL ESTATE (909) 757-7018
Listing date Jun 4, 2026
Source Xome
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All listing content including descriptions, pricing, images are the copyrighted material of ENCORE REAL ESTATE
HighLights
- 781 Harbor Street, Morro Bay: versatile commercial property on Harbor Street
- High‑visibility Harbor Street location with easy access to the harbor, local shops, and dining
- Zoned for community commercial use (community commercial zoning stated)
- Flexible use for retail, office, or service‑based businesses
- Back yard included
- Year built: 1925
Overview
The property is described as being in the heart of Morro Bay with high visibility along Harbor Street and easy access to the harbor, along with nearby local shops and popular dining establishments. It is also positioned within minutes of Morro Bay State Park and the Morro Rock, contributing to exposure from both visitors and residents drawn to the area’s waterfront attractions.
For tenants, owners, or buyers seeking a compact commercial location with multiple possible operating formats, this site supports retail, office, and service concepts within a community commercial zoning framework. Its combination of direct Harbor Street presence and proximity to established coastal destinations may be particularly relevant for businesses designed to serve pedestrian traffic and waterfront footfall.
Local Financial Insights For Office B
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $37.2k | $26.40 |
| − Vacancy | −$2.2k | −$1.58 |
| EGI | $35.0k | $24.82 |
| − OpEx | −$8.7k | −$6.20 |
| NOI | $26.2k | $18.61 |
Alternative Uses
Current Use by Public Records
Location Insight
- Map
- Local Demand
- City
- Morro Bay
- County
- San Luis Obispo
- State
- California
- Longitude
- -120.8437477
- Latitude
- 35.3663733
