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    Turnkey Homestead Ready for Development Title is generated by Realmo AI

    427 Saddle Club Road, Summerville, GA 30747

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    Claim this Listing
    New
    For Sale
    $129,900

    LAND - Summerville, GA

    Lot size:
    6.00 Acres
    Added:
    May 14, 2026
    Days on Market:
    7
    Last Refresh:
    May 20 at 7:06 pm

    Property Features for 427 Saddle Club Road

    General Information

    Property type
    Land
    Property subtype
    Other
    Vegetation
    Cleared, Wooded
    Standard status
    Active
    APN
    0004800000006000
    Lot size
    6.00 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Annual Amount
    333

    Utilities

    Utilities
    Water Available

    Building Details

    Additional Structures
    Kennel/Dog Run

    We can help!

    Listing Contact
    Samantha Lusk
    Samantha Lusk

    Listing agent Samantha Lusk License #224559

    Listing office Samantha Lusk & Associates Realty, Inc. 208 N River St., Calhoun, GA

    Listing date May 14, 2026

    MLS# 7770553 Listing URL

    Copyright © 2026 First Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Turnkey 6+/- acre homestead with essential infrastructure already in place.
    • Cleared house pad with perc test on file, ready for manufactured, modular, or custom home.
    • Unrestricted property with no HOA fees, offering freedom for various building and land uses.
    • Includes a campsite with a Luxury by Design camper for immediate enjoyment.
    • Equipped with a woodworking shop, fenced animal kennel, and two outbuildings.
    • Blend of cleared and wooded acreage providing both immediate usability and privacy.

    Overview

    This 6+/- acre homestead offers a blend of cleared land and mature wooded acreage. The property is designed for self-sufficient living and features a campsite equipped with a Luxury by Design camper. There are no HOA restrictions or fees, making the property suitable for manufactured homes, modular designs, or custom builds. A foundation pad is prepared on the cleared section, supported by an official perc test on file, with additional potential building sites available throughout the property. The acreage is set up for projects and livestock, featuring a dedicated woodworking shop, a fenced animal kennel, and two versatile outbuildings for tools, feed, or storage. A new septic tank, water tap, and temporary power pole are already installed on-site.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Agricultural land / Farmland

    Suggested Use

    Travel Agency Plumbing Service

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Summerville
    County
    Chattooga
    State
    Georgia
    Longitude
    -85.352606
    Latitude
    34.528867

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    FAQs

    What type of property is this?
    Agricultural land / Farmland - 6+/- acre homestead with shop, campsite, septic, utilities.
    Where is this agricultural land / farmland located?
    The property is located at 427 Saddle Club Road Summerville, GA.
    What is the asking price?
    The asking price for this property is $129,900.
    What are key features of this property?
    This property features: Turnkey 6+/- acre homestead with essential infrastructure already in place.; Cleared house pad with perc test on file, ready for manufactured, modular, or custom home.; Unrestricted property with no HOA fees, offering freedom for various building and land uses.
    (706) 629-3007
    We can help!
    Listing Contact
    Samantha Lusk
    Samantha Lusk
    Real Estate License ID: 224559
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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