Add Listing
    For Sale
    • For Sale
    • For Lease
    • Recently Sold
    • Property Lookup
    • Brokers
    Back to Search
    Waterfront Peninsula with Private Beach Title is generated by Realmo AI

    36-13C Windmill Point Road, White Stone, VA 22578

    View on Map
    Claim this Listing
    For Sale
    $699,000

    LAND - WHITE STONE, VA

    Lot size:
    6.50 Acres
    Added:
    Apr 23, 2026
    Days on Market:
    34
    Last Refresh:
    May 26 at 9:06 pm

    Property Features for 36-13C Windmill Point Road

    General Information

    Property type
    Land
    Property subtype
    Other
    Zoning
    A-1
    Standard status
    Active
    APN
    36-13C
    Lot size
    6.50 Acres

    Utilities

    Utilities
    Water Available
    Water front
    1

    We can help!

    Listing Contact
    Emily Carter
    Emily Carter

    Listing agent Emily Carter License #0225024367

    Listing office Jim & Pat Carter R. E.. Inc. P.O. Box 7, White Stone, VA

    Listing date Apr 23, 2026

    MLS# 120335 Listing URL

    Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Rare deeded, private sand beach.
    • Newly constructed private dock with access to the Chesapeake Bay.
    • Secluded 6.5‑acre waterfront peninsula with expansive water views.
    • Thoughtfully sited homesite suitable for various architectural styles.
    • Protected cove location, moments from the open Chesapeake Bay.
    • Close proximity to White Stone, Irvington, and Kilmarnock amenities.

    Overview

    This 6.5-acre waterfront peninsula is located near White Stone, Virginia, on a protected cove close to the Chesapeake Bay. The property features mature pines and hardwoods. The land includes a natural shoreline, tidal marshes, and a building site. A deeded, private sand beach is located on a natural spit of land. A newly constructed dock extends into the cove. The property is suitable for a modern coastal retreat, classic Tidewater design, or a timeless shingle-style home. It is located close to White Stone, Irvington, and Kilmarnock, near boutique shopping, dining, the Tides Inn, and the Steamboat Era Museum. The property has over 6.5 acres of shoreline, wetlands, and a separate beach parcel. Wetland setbacks shape the homesite.
    Property Profile Location Intelligence

    Current Use by Public Records

    Waterfront Land

    Suggested Use

    Restaurant Real Estate Agency Building Supply Spa & Massage Center Law Firm Auto Repair Shop Big Box & Wholesale Store Hotel & Motel Gym & Fitness Center Auto Parts Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    White Stone
    County
    Lancaster
    State
    Virginia
    Longitude
    -76.3807877
    Latitude
    37.6419513

    Nearby Similar for Sale

    • $895,000
      10,940 SF

      Commercial Property on Chesapeake Drive

      Commercial property with two buildings, suitable for various businesses.
      140 Chesapeake Drive, WHITE STONE, VA 22578
      View Details
    • $375,000
      1,472 SF

      Commercial Building in White Stone

      Charming commercial building with flexible space in a desirable location.
      416 Rappahannock Drive, WHITE STONE, VA 22578
      View Details
    • $525,000
      3,330 SF

      Renovated Victorian Mixed-Use Property

      Three-story renovated Victorian in White Stone, VA with income potential.
      419 Rappahannock Drive, White Stone, VA 22578
      View Details
    • $699,000

      Rappahannock River Beachfront Land Parcel

      3.28-acre beachfront land with private beach and oyster grounds.
      Windmill Point Road lot: 2, WHITE STONE, VA 22578
      View Details
    • $525,000

      Renovated Victorian in White Stone

      Three-story renovated Victorian suitable for retail, commercial, or investment.
      419 Rappahannock DR, White Stone, VA 22578
      View Details
    • $599,000

      Chesapeake Bay Waterfront Land

      55-acre waterfront parcel with 807 ft of sandy beach.
      41-1 Bay Water Drive, WHITE STONE, VA 22578
      View Details
    • $699,000

      Waterfront Land on Rappahannock River

      3.28 acre beachfront parcel with private beach and oyster grounds.
      Windmill Point Road lot: 2, White Stone, VA 22578
      View Details
    • $599,000

      LAND - White Stone, VA

      41-1 Bay Water Drive, White Stone, VA 22578
      View Details
    • $525,000

      Renovated Victorian Property on Rt. 3

      Three-story renovated Victorian property with retail, office, and residential potential.
      419 Rappahannock Dr, White Stone, VA 22578
      View Details
    • $315,000

      Commercial Pad Sites in White Stone

      Commercial pad sites available for sale, lease, or build-to-suit.
      Lot 5 CHESAPEAKE DRIVE, WHITE STONE, VA 22578
      View Details
    • $119,000

      Vacant Land in White Stone

      2.5 acre residential lot in White Stone, Virginia.
      BREEZY PT, WHITE STONE, VA 22578
      View Details
    • $80,000

      8-Acre Wooded Land Parcel

      8-acre wooded parcel with road frontage in White Stone, VA.
      Williams Tract 8 Fleets Bay Road, White Stone, VA 22578
      View Details

    FAQs

    What type of property is this?
    Waterfront Land - 6.5-acre waterfront peninsula with private beach and dock.
    Where is this waterfront land located?
    The property is located at 36-13C Windmill Point Road White Stone, VA.
    What is the asking price?
    The asking price for this property is $699,000.
    What are key features of this property?
    This property features: Rare deeded, private sand beach.; Newly constructed private dock with access to the Chesapeake Bay.; Secluded 6.5‑acre waterfront peninsula with expansive water views.
    (804) 436-4949
    We can help!
    Listing Contact
    Emily Carter
    Emily Carter
    Real Estate License ID: 0225024367
    Request Owner's contact information
    Message sent successfully
    Error
    If you are the owner or broker of this property and would like to edit or remove this listing please send a message to web site administrator.
    Message sent successfully
    Error
    Email to Your Friends
    Link copied to clipboard
    Separate multiple addresses with a comma
    Message sent successfully
    Error

    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    Thanks! Your message was sent.
    Error! Your message wasn't sent.
    Please enter your name
    Please enter email
    Please enter the email in the correct format
    Please enter phone
    Please enter the number in the correct format
    Please enter message
    Thank You

    You are Unsubscribed From Notifications

    Thank You for Inquiry
    36-13C Windmill Point Road, WHITE STONE, VA 22578
    letter with green check mark
    Check your email
    We sent you the
    agent's contact details. yellow underline
    Can't find it?
    Please check your junk/spam folder.
    Google sign-in failed. Please try again or use another login method.
    Sign Up Successful!
    You now have access to more from Realmo!