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    Lakefront Land in Bryson City Title is generated by Realmo AI

    Lt 108-3 Rocky Bluff Drive lot 108-3, Bryson City, NC 28713

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    For Sale
    $320,000

    LAND - Bryson City, NC

    Lot size:
    1.42 Acres
    Added:
    Mar 19, 2026
    Days on Market:
    75
    Last Refresh:
    Jun 1 at 7:06 pm

    Property Features for Lt 108-3 Rocky Bluff Drive lot 108-3

    General Information

    Property type
    Land
    Property subtype
    Other
    Standard status
    Active
    APN
    664300202280
    Lot size
    1.42 Acres

    Taxes and HOA fees

    Tax Annual Amount
    750

    Utilities

    Water front features
    Waterfront, Lake Front, Lake
    Water front
    1

    We can help!

    Listing Contact
    Diane Jones
    Diane Jones

    Listing agent Diane Jones License #213006

    Listing office Real Broker, LLC 5960 Fairview Rd Ste 300 & 400, Charlotte, NC

    Listing date Mar 19, 2026

    MLS# 26039809 Listing URL

    Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Enjoy over 200 feet of shoreline on Fontana Lake.
    • Located in Fontana Lake Estates, a gated, Firewise community with private hiking trails and neighborhood events.
    • Exclusive lake amenities including swimming, boating, community boat launch, day docks, gazebos, picnic areas, and swings.
    • Fairly level lot with multiple building options and easy access via well‑maintained roads.
    • Surrounded by the Great Smoky Mountains National Park and Nantahala National Forest.
    • Close proximity to Bryson City and recreational activities.

    Overview

    This expansive lakefront lot offers over 200 feet of shoreline within Fontana Lake Estates, a close-knit community known for its neighborhood events and private hiking trails. Situated in a peaceful cove near the main channel of Fontana Lake, the 1.42-acre property benefits from the surrounding natural beauty of the Great Smoky Mountains National Park to the north and the Nantahala National Forest to the south. Fontana Lake spans over 30 miles, with over 95% of its shoreline federally owned, ensuring privacy and tranquility. The lot is fairly level, providing multiple building options, and has easy access via well-maintained, paved and graveled roads. Residents enjoy exclusive lake amenities including swimming, boating, a community boat launch, day docks, gazebos, picnic areas, and swings. Fontana Lake Estates is a gated, Firewise community recognized by the US Forest Service, with hydrants throughout. Prior to development, Fontana Lake Estates was US Forest Service land and is considered a Wilderness Community. The property is conveniently located near Bryson City, a quaint mountain town with a mild climate and close proximity to many recreational activities and natural attractions, making it an ideal location for lakefront living.
    Property Profile Location Intelligence

    Current Use by Public Records

    Waterfront Land

    Suggested Use

    Real Estate Agency Hotel & Motel

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Bryson City
    County
    Swain
    State
    North Carolina
    Longitude
    -83.556672
    Latitude
    35.3919852

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    FAQs

    What type of property is this?
    Waterfront Land - Expansive lakefront lot with community amenities and natural beauty.
    Where is this waterfront land located?
    The property is located at Lt 108-3 Rocky Bluff Drive lot 108-3 Bryson City, NC.
    What is the asking price?
    The asking price for this property is $320,000.
    What are key features of this property?
    This property features: Enjoy **over 200 feet of shoreline on Fontana Lake.**; Located in Fontana Lake Estates, a gated, Firewise community with private hiking trails and neighborhood events.; Exclusive lake amenities including swimming, boating, community boat launch, day docks, gazebos, picnic areas, and swings.
    (239) 940-1000
    We can help!
    Listing Contact
    Diane Jones
    Diane Jones
    Real Estate License ID: 213006
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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