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    New Temple Duplex For Sale Title is generated by Realmo AI

    1020 S 12th Street, Temple, TX 76504

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    New
    For Sale
    $345,000

    MULTI_FAMILY - Contemporary - Temple, TX

    Property size:
    2,752 SF
    Lot size:
    0.15 Acres
    Price / SF:
    $125/SF
    Added:
    May 27, 2026
    Days on Market:
    3
    Last Refresh:
    May 29 at 11:06 pm

    Property Features for 1020 S 12th Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Property condition
    Under Construction
    Bedrooms
    6
    Rooms
    Bedroom 4, Bathroom 6, Bathroom 4, Bathroom 3, Bedroom 3, Bedroom 5, Bedroom 6, Bathroom 5, Bathroom 2, Bathroom 1, Bedroom 2, Bedroom 1
    Interior features
    TubShower, Vanity, GraniteCounters, KitchenFamilyRoomCombo, Pantry, WalkInPantry
    Appliances
    Dishwasher, ElectricWaterHeater, Disposal, MultipleWaterHeaters, Microwave, Oven, Refrigerator, SomeElectricAppliances
    Standard status
    Active
    APN
    129908
    Size
    2,752 SF
    Lot size
    0.15 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Description
    BRUNER, BLOCK 001, LOT PT 7

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Central
    Cooling system
    Central Air
    Water source
    Public

    Building Details

    Year built
    2026
    Floors in Building
    2
    Number of units
    2
    Flooring type
    Vinyl
    Building materials
    LapSiding, ShingleSiding
    Roof type
    Shingle, Composition
    Architectural style
    Contemporary

    We can help!

    Listing Contact
    Bailey Eickenloff

    Listing agent Bailey Eickenloff License #0790970

    Listing office The Foxx Real Estate Group-ARG 127 Lake Road Ste 205, TX

    Listing date May 27, 2026

    MLS# 615051 Listing URL

    Copyright © 2026 Central Texas Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Brand new construction duplex: Modern finishes and low‑maintenance living.
    • Excellent investment potential: Opportunity to "house hack" and generate rental income.
    • Located in a fast‑growing rental market with convenient access to downtown Temple, Baylor Scott & White, shopping, dining, and I‑35.
    • Each unit features 3 bedrooms, 2.5 bathrooms, and an open‑concept layout.
    • Granite countertops and full appliance package included in each unit.
    • Buyer rate incentive program available to reduce monthly payments.

    Overview

    This newly constructed duplex in Temple features modern finishes and excellent functionality, presenting a strong investment opportunity. Each unit includes 3 bedrooms and 2.5 bathrooms. The layout is open-concept and complemented by granite countertops. A full appliance package is included. This property is ideally suited for buyers interested in 'house hacking,' where they can reside in one unit while earning rental income from the other. The location is within one of Central Texas's rapidly expanding rental markets, providing convenient access to downtown Temple, Baylor Scott & White, shopping, dining options, and I-35. The property is suitable for both long-term investors and owner-occupants seeking modern, low-maintenance living. The property size is 2752 square feet and the lot size is 0.15 acres.
    Property Profile Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Real Estate Agency Law Firm Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Gym & Fitness Center Skin Care Clinic

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Temple
    County
    Bell
    State
    Texas
    Longitude
    -97.339668
    Latitude
    31.084047

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    FAQs

    What type of property is this?
    Duplex - New construction duplex with modern finishes and investment potential.
    Where is this duplex located?
    The property is located at 1020 S 12th Street Temple, TX.
    What is the asking price?
    The asking price for this property is $345,000.
    What are key features of this property?
    This property features: Brand new construction duplex: Modern finishes and low‑maintenance living.; Excellent investment potential: Opportunity to "house hack" and generate rental income.; Located in a fast‑growing rental market with convenient access to downtown Temple, Baylor Scott & White, shopping, dining, and I‑35.
    (254) 338-9671
    We can help!
    Listing Contact
    Bailey Eickenloff
    Real Estate License ID: 0790970
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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