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    The Largest CRE Database in the US with Over 1 Million Listings

    522 S 1St St, Unit SF Bangor, PA 18013

    Sponsored
    For Sale
    $700,000

    MULTI_FAMILY - Bangor Boro, PA

    Type:Apartment
    Property size:
    780 SF
    Lot size:
    0.02 Acres
    Days on Market:
    1
    Last Refresh:
    Jan 29 at 10:06 am

    Property Features for 522 S 1St St

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Apartment
    Standard status
    Active
    Zoning
    2 -4 Family, Residential
    Rooms
    Bedroom 2, Bedroom 1, Bathroom 2, Bathroom 1
    Bedrooms
    2
    Bathrooms
    2
    APN
    E9 22 45 0102
    Parking
    2
    Parking features
    Garage
    Size
    780 SF
    Lot size
    0.02 Acres

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Electric (Heating), Baseboard
    Cooling system
    Window Unit(s)
    Water source
    Public

    Building Details

    Year built
    1900
    Number of units
    4
    Building materials
    VinylSiding

    We can help!

    Listing Contact
    Oscar Puri

    Iron Valley Real Estate of Lehigh Valley (484) 241-1011

    Listing agent Oscar Puri (610) 766-7200

    Listing date Jan 29, 2026

    MLS# 771058 Listing URL

    Copyright © 2026 Greater Lehigh Valley REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Learn more

    Property Insight Report

    Overview

    Residential Property with Owner Financing

    This well-maintained residential property in Bangor Boro, PA, is available for sale with owner financing. This presents an opportunity for contractors, business owners, and property investors seeking ownership without traditional bank financing. The purchase option includes owner financing or a rent-to-own structure, with a target monthly payment of $1,699 based on agreed terms. Water, sewer, and trash utilities are included. Appliances are not included. The property offers a chance to move in now and own in the future, without traditional bank qualifying, making it suitable for self-employed buyers, contractors, and investors. It allows for building equity instead of paying rent, providing long-term stability and pride of ownership. The property is a multifamily residential income property, specifically a quadplex, with a property size of 780 square feet and a lot size of 0.018 acres. Showings are by appointment only, after pre-qualification. Serious buyers only. This is a rare opportunity to purchase a solid home with flexible owner-financing terms and a low barrier to entry. The zoning is 2-4 Family Residential.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Quadplexes

    Suggested Use

    Restaurant Realty agency Law Firm Building Supply Spa & Massage Dental Office Wholesale Shop Auto Repair Shop Hair Salon Clothing Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Bangor
    County
    Northampton
    State
    Pennsylvania
    Longitude
    -75.206722
    Latitude
    40.859369

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    FAQs

    What type of property is this?
    Quadplex - Well-maintained residential property with owner financing in Bangor Boro, PA.
    Where is this quadplex located?
    The property is located at 522 S 1St St, Unit SF Bangor, PA.
    What is the asking price?
    The asking price for this property is $700,000.
    What are key features of this property?
    This property features: - Owner financing available, ideal for investors, self-employed individuals, and contractors.; - No traditional bank qualifying required.; - Target monthly payment of $1,699 (based on agreed terms).
    (484) 241-1011
    Request Owner's contact information
    522 S 1St St, Unit SF Bangor, PA 18013
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    Bangor, PA 18013
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    522 S 1St St, Unit SF Bangor, PA 18013
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    We can help!
    Listing Contact
    Oscar Puri
    (484) 241-1011
    Learn more
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