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    4728 Saddle Ridge Dr Owens Cross Roads, AL 35763

    View on Map
    Sponsored
    For Sale
    $110,000

    LAND - Owens Cross Roads, AL

    Lot size:
    0.34 Acres
    Days on Market:
    9
    Last Refresh:
    Mar 21 at 5:06 pm

    Property Features for 4728 Saddle Ridge Dr

    General Information

    Property type
    Land
    Property subtype
    Other
    Standard status
    Active
    APN
    1807350000081018.
    Lot size
    0.34 Acres

    Utilities

    Sewer type
    Public Sewer
    Water source
    Public

    We can help!

    Listing Contact
    Erin Holt
    Erin Holt

    InTown Partners

    Listing agent Erin Holt License #129743

    Listing date Mar 13, 2026

    MLS# 21909659

    Copyright © 2026 ValleyMLS.Com,Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Learn more

    Property Insight Report

    Overview

    Residential Lot in Saddle Ridge

    This 0.34-acre lot is cleared and ready for building in the Saddle Ridge Subdivision. It is located within an established community that features a pond, gazebo, and sidewalks. The lot provides ample space for a custom home and outdoor living areas. The location is convenient to shopping, dining, parks, and schools. Redstone Arsenal, Lake Guntersville, UAH, and Research Park are easily accessible. Underground utilities are available. The property is located in Owens Cross Roads, AL.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Residential land & home ...

    Suggested Use

    Real Estate Agency Restaurant Gym & Fitness Center Auto Repair Shop Kitchen & Bath Showroom Department Store HVAC Service Auto Parts Store Computer & Electronic Repair Electronics & Wireless Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Owens Cross Roads
    County
    Madison
    State
    Alabama
    Longitude
    -86.489001
    Latitude
    34.638436

    Nearby Similar for Sale

    • $1,000,000
      6,575 SF

      Highway Frontage Commercial Garage

      Commercial garage with office space on high-traffic Highway 431.
      9055 Highway 431 S, Owens Cross Roads, AL 35763
      View Details
    • $595,000
      3,588 SF

      Multi-Family Property on Large Lot

      Five-unit multi-family property with expansion potential on 2.4 acres.
      156-A Dudley Ln, Owens Cross Roads, AL 35763
      View Details
    • $850,000
      4,000 SF

      Commercial Property Near Huntsville

      Commercial property with level lot and generator near Huntsville.
      9639 Highway 431 S, Owens Cross Roads, AL 35763
      View Details
    • $379,000
      2,378 SF

      Commercial Property in Owens Cross Roads

      Commercial property with high visibility and traffic count.
      9623 Highway 431 N, Owens Cross Roads, AL 35763
      View Details

    FAQs

    What type of property is this?
    Residential land & home lot - Cleared 0.34-acre lot ready for building a dream home.
    Where is this residential land & home lot located?
    The property is located at 4728 Saddle Ridge Dr Owens Cross Roads, AL.
    What is the asking price?
    The asking price for this property is $110,000.
    What are key features of this property?
    This property features: - Build-ready, cleared 0.34-acre lot.; - Access to community pond, gazebo, and sidewalks.; - Convenient location: minutes from shopping, dining, parks, and top-rated schools.
    (256) 384-5288
    Request Owner's contact information
    4728 Saddle Ridge Dr Owens Cross Roads, AL 35763
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    4728 Saddle Ridge Dr Owens Cross Roads, AL 35763
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    We can help!
    Listing Contact
    Erin Holt
    Erin Holt
    Real Estate License ID: 129743
    Learn More
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