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    46 Church St Oneonta, NY 13820

    New
    For Sale
    $317,514

    MULTI_FAMILY - Oneonta, NY

    Property size:
    3,768 SF
    Lot size:
    0.15 Acres
    Days on Market:
    7
    Last Refresh:
    Dec 14 at 2:06 pm

    Property Features for 46 Church St

    General Information

    Special listing conditions
    Standard
    Property type
    Residential Multi Family
    Property subtype
    Other
    TransactionType
    Standard
    Standard status
    Active
    Rooms
    Bedroom 8, Bedroom 4, Bedroom 10, Bathroom 1, Bedroom 1, Bathroom 3, Bedroom 7, Bathroom 5, Basement, Bedroom 3, Bedroom 6, Bedroom 2, Bathroom 4, Bedroom 9, Bathroom 2, Bedroom 5
    Bedrooms
    10
    Bathrooms
    5
    APN
    288.17-5-26
    Parking features
    Paved or Surfaced
    Appliances
    GasWaterHeater
    Size
    3,768 SF
    Lot size
    0.15 Acres

    Utilities

    Heating system
    Hot Water(Heating), Natural Gas
    Water source
    Public

    Building Details

    Year built
    1975
    Floors in Building
    3
    Number of units
    3
    Flooring type
    Hardwood, Vinyl, Varies, Carpet
    Building materials
    Frame
    Roof type
    Asphalt

    Oneonta Realty, LLC (607) 441-7312 [email protected]

    Listing agent Christine Keto (607) 441-7312 License #30KE1019431

    Listing date Dec 8, 2025

    MLS# R1642567 Listing URL

    Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    Oneonta Three-Unit Apartment Building

    Located close to downtown and a bus route, this three-unit apartment building on Church Street contains a total of 10 bedrooms. Each apartment has separate utilities. Two apartments feature 4 bedrooms and 2 baths, with laundry in each unit. The upstairs apartment has 2 bedrooms and laundry. The apartments are spacious, with good-sized bedrooms and kitchens. The bathrooms have been updated. Currently, the apartments are rented for $1200, $1125, and $1100, generating a monthly income of $3425 and a yearly gross income of $41,100. There is potential for higher rents. Prior to 2020, this property was a successful college rental. The property includes off-street parking, a 3-car garage, and a front porch. The lot size is 0.15 acres and the property size is 3768 square feet. The seller will provide a current Certificate of Compliance with the city prior to closing. The property is located in Oneonta, NY.
    Property Profile Location Intelligence

    Current Use by Public Records

    Triplexes

    Suggested Use

    Realty agency Law Firm Restaurant Spa & Massage Dental Office Hair Salon Nail Salon Clothing Store Daycare Center Gym & Fitness

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Oneonta
    County
    Otsego
    State
    New York
    Longitude
    -75.06482
    Latitude
    42.457557

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    FAQs

    What type of property is this?
    Triplex - Three-unit apartment building near downtown with strong rental income.
    Where is this triplex located?
    The property is located at 46 Church St Oneonta, NY.
    What is the asking price?
    The asking price for this property is $317,514.
    What are key features of this property?
    This property features: - High Income Potential: Currently generating $41,100 yearly gross income with rents that could be increased.; - Three Separate Units: Offers flexibility and potential for diverse rental strategies.; - Ten Bedrooms Total: Provides substantial rental capacity.
    (607) 441-7312
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    Realmo Value Estimation

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.

    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.

    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    46 Church St Oneonta, NY 13820
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