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    Oneonta Three-Unit Apartment Building Title is generated by Realmo AI

    46 Church Street, Oneonta, NY 13820

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    Pending
    $317,514

    MULTI_FAMILY - Oneonta, NY

    Property size:
    3,768 SF
    Lot size:
    0.15 Acres
    Added:
    Oct 3, 2025
    Days on Market:
    222
    Last Refresh:
    May 12 at 1:06 pm

    Property Features for 46 Church Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Bedrooms
    10
    Bathrooms
    5
    Rooms
    Bedroom 6, Bedroom 8, Bedroom 4, Bathroom 1, Bathroom 5, Bathroom 3, Basement, Bedroom 9, Bedroom 2, Bedroom 5, Bedroom 10, Bedroom 1, Bathroom 2, Bedroom 3, Bedroom 7, Bathroom 4
    Parking features
    Paved or Surfaced
    Appliances
    GasWaterHeater
    Standard status
    Pending
    APN
    288.17-5-26
    Size
    3,768 SF
    Lot size
    0.15 Acres

    Taxes and HOA fees

    Tax Annual Amount
    6545

    Utilities

    Heating system
    Natural Gas, Hot Water(Heating)
    Water source
    Public

    Building Details

    Year built
    1975
    Floors in Building
    3
    Number of units
    3
    Flooring type
    Varies, Hardwood, Carpet, Vinyl
    Building materials
    Frame
    Roof type
    Asphalt

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    Listing Contact
    Christine Keto
    Christine Keto

    Listing agent Christine Keto License #30KE1019431

    Listing office Oneonta Realty, LLC 99 Main Street, Oneonta, NY

    Listing date Oct 3, 2025

    MLS# R1642567 Listing URL

    Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • High Income Potential: Currently generating $41,100 yearly gross income with rents that could be increased.
    • Three Separate Units: Offers flexibility and potential for diverse rental strategies.
    • Ten Bedrooms Total: Provides substantial rental capacity.
    • Separate Utilities: Simplifies management and tenant billing.
    • Off‑Street Parking & 3‑Car Garage: Addresses a common tenant need and adds value.
    • Updated Bathrooms: Enhances appeal and reduces immediate renovation needs.

    Overview

    Located close to downtown and a bus route, this three-unit apartment building on Church Street contains a total of 10 bedrooms. Each apartment has separate utilities. Two apartments feature 4 bedrooms and 2 baths, with laundry in each unit. The upstairs apartment has 2 bedrooms and laundry. The apartments are spacious, with good-sized bedrooms and kitchens. The bathrooms have been updated. Currently, the apartments are rented for $1200, $1125, and $1100, generating a monthly income of $3425 and a yearly gross income of $41,100. There is potential for higher rents. Prior to 2020, this property was a successful college rental. The property includes off-street parking, a 3-car garage, and a front porch. The lot size is 0.15 acres and the property size is 3768 square feet. The seller will provide a current Certificate of Compliance with the city prior to closing. The property is located in Oneonta, NY.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Triplexes

    Suggested Use

    Real Estate Agency Law Firm Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Daycare Center Gym & Fitness Center Building Supply

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Oneonta
    County
    Otsego
    State
    New York
    Longitude
    -75.06482
    Latitude
    42.457557

    FAQs

    What type of property is this?
    Triplex - Three-unit apartment building near downtown with strong rental income.
    Where is this triplex located?
    The property is located at 46 Church Street Oneonta, NY.
    What is the asking price?
    The asking price for this property is $317,514.
    What are key features of this property?
    This property features: High Income Potential: Currently generating $41,100 yearly gross income with rents that could be increased.; Three Separate Units: Offers flexibility and potential for diverse rental strategies.; Ten Bedrooms Total: Provides substantial rental capacity.
    More about this property
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