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    432-434 Main St Oneonta, NY 13826

    For Sale
    $289,900

    COMMERCIAL - Oneonta, NY

    Property size:
    2,837 SF
    Lot size:
    0.40 Acres
    Days on Market:
    38
    Last Refresh:
    Dec 15 at 12:06 am

    Property Features for 432-434 Main St

    General Information

    Special listing conditions
    Standard
    Property type
    Commercial Sale
    Property subtype
    Other
    TransactionType
    Standard
    Standard status
    Active
    Zoning
    MU-2
    Rooms
    Basement
    APN
    288.19-1-75.00
    Parking
    8
    Accessibility
    Accessible Approach with Ramp
    Size
    2,837 SF
    Lot size
    0.40 Acres

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Natural Gas, Forced Air, Electric (Heating)
    Cooling system
    Central Air
    Water source
    Public

    Building Details

    Year built
    1883
    Floors in Building
    2
    Number of units
    2
    Flooring type
    Carpet
    Building materials
    Frame, WoodSiding
    Roof type
    Shingle

    Benson Agency Real Estate LLC (607) 432-4391 [email protected]

    Listing agent Rodger B Moran (607) 432-4391 License #30MO0797197

    Listing date Nov 8, 2025

    Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    Oneonta Mixed-Use Commercial Opportunity

    This commercial property in Oneonta, NY, presents an excellent business opportunity. The property, situated on a double lot, has been a multi-physician practice for many years. Its location, one block from AO Memorial Hospital, is a significant advantage. The Mixed Use 2 (MU2) zoning offers flexibility, including potential for short-term occupancy. The property features entrances from Main Street and exits onto Fifth Street, suggesting drive-through potential. The first floor includes a large secretarial area, a substantial lobby, exam rooms, and various offices, including an executive office with a full bath. A separate two-bedroom unit is located on the second floor. The attic contains two finished rooms and a third unfinished area, offering future potential for long-term investors. The rear of the parcel adjoins Fox Hospital's private parking lot. The building size is 2837 square feet, and the lot size is 0.4 acres.
    Location Intelligence

    Current Use by Public Records

    Medical offices

    Suggested Use

    Realty agency Law Firm Restaurant Spa & Massage Dental Office Hair Salon Nail Salon Clothing Store Building Supply Gym & Fitness

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Oneonta
    County
    Otsego
    State
    New York
    Longitude
    -75.050184
    Latitude
    42.458254

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    FAQs

    What type of property is this?
    Medical office - Multi-use property near hospital with drive-through potential.
    Where is this medical office located?
    The property is located at 432-434 Main St Oneonta, NY.
    What is the asking price?
    The asking price for this property is $289,900.
    What are key features of this property?
    This property features: - Prime location just one block from AO Memorial Hospital, with entrances on Main Street and Fifth Street.; - MU2 "Mixed Use 2" Zoning allows for diverse usage options on both floors, including short-term occupancy.; - First floor is configured as a multi-physician practice with a large secretarial area, lobby, exam rooms, and an executive office with a full bath.
    (607) 432-4391
    Request Owner's contact information
    432-434 Main St Oneonta, NY 13826
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    Oneonta, NY 13826
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    Realmo Value Estimation

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.

    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.

    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    432-434 Main St Oneonta, NY 13826
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