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    432-434 Main St Oneonta, NY 13820

    For Sale
    $289,900

    MULTI_FAMILY - Other - Oneonta, NY

    Property size:
    2,837 SF
    Lot size:
    0.40 Acres
    Days on Market:
    145
    Last Refresh:
    Dec 15 at 9:06 am

    Property Features for 432-434 Main St

    General Information

    Special listing conditions
    Standard
    Property type
    Residential Multi Family
    Property subtype
    Other
    TransactionType
    Standard
    Standard status
    Active
    Rooms
    Bedroom 4, Bathroom 1, Bedroom 6, Bedroom 3, Bedroom 5, Bathroom 3, Bedroom 1, Basement, Bedroom 2, Bathroom 2
    Bedrooms
    6
    Bathrooms
    3
    APN
    288.19-1-75.00
    Fireplace
    1
    Accessibility
    Accessible Approach with Ramp
    Appliances
    ElectricWaterHeater, GasWaterHeater
    Size
    2,837 SF
    Lot size
    0.40 Acres

    Utilities

    Heating system
    Forced Air, Electric (Heating), Natural Gas, Baseboard
    Cooling system
    Central Air
    Water source
    Public

    Building Details

    Year built
    1883
    Floors in Building
    2
    Number of units
    2
    Flooring type
    Carpet, Varies
    Building materials
    Frame, VinylSiding
    Roof type
    Shingle
    Architectural style
    Other

    Benson Agency Real Estate LLC (607) 432-4391 [email protected]

    Listing agent Rodger B Moran (607) 432-4391 License #30MO0797197

    Listing date Jul 24, 2025

    Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    Mixed-Use Property in Oneonta, NY

    This mixed-use property is located in a center-city location in Oneonta, NY, and features Mixed Use-2 Zoning, which allows for short-term occupancy. The first floor includes a living room, kitchen, four bedrooms, and one and a half bathrooms. The second floor has a living room, kitchen, two bedrooms, and a full bathroom. The property offers potential for owner-occupancy with single-level living, supplemented by income from short or long-term rentals on the second floor. Alternatively, the entire building can be leased for either short-term or long-term rentals. The property is situated on a corner lot with parking and has high visibility. The building has a size of 2837 square feet and the lot size is 0.4 acres.
    Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Realty agency Law Firm Restaurant Spa & Massage Dental Office Hair Salon Nail Salon Clothing Store Building Supply Gym & Fitness

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Oneonta
    County
    Otsego
    State
    New York
    Longitude
    -75.050186
    Latitude
    42.458148

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    FAQs

    What type of property is this?
    Mixed-use property - Mixed-use property with flexible zoning and income potential in Oneonta.
    Where is this mixed-use property located?
    The property is located at 432-434 Main St Oneonta, NY.
    What is the asking price?
    The asking price for this property is $289,900.
    What are key features of this property?
    This property features: - Mixed Use-2 Zoning allows for short-term occupancy (e.g., Airbnb).; - Ideal center-city location on a highly visible corner lot with plenty of parking.; - Potential for owner-occupancy with single-level living and income from second-floor rental.
    (607) 432-4391
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    432-434 Main St Oneonta, NY 13820
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    Oneonta, NY 13820
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    Realmo Value Estimation

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.

    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.

    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    432-434 Main St Oneonta, NY 13820
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