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    3909 E Bay Dr Holmes Beach, FL 34217

    View on Map
    Sponsored
    For Sale
    $525,000

    Office - HOLMES BEACH, FL

    Type:Office
    Property size:
    988 SF
    Lot size:
    0.53 Acres
    Days on Market:
    1
    Last Refresh:
    Mar 9 at 4:06 pm

    Property Features for 3909 E Bay Dr

    General Information

    Property type
    Commercial Sale
    Property subtype
    Office
    Standard status
    Active
    Zoning
    CL
    APN
    7400500307
    Size
    988 SF
    Lot size
    0.53 Acres

    Utilities

    Cooling system
    Central Air

    Building Details

    Year built
    1985
    Building materials
    Block
    Architectural style
    Other

    We can help!

    Listing Contact
    Jennifer Chatt
    Jennifer Chatt

    Island Real Estate of Anna Maria Island, Inc (877) 778-6066

    Listing agent Jennifer Chatt (941) 778-6066 License #3423831

    Listing date Mar 9, 2026

    MLS# A4685342 Listing URL

    Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Learn more

    Property Insight Report

    Overview

    Holmes Beach Office Space Available

    Office space is available for sale within a commercial condominium building located in Holmes Beach on Anna Maria Island. The 988 square feet office area is situated in a commercial condominium equipped with an elevator and public restrooms for men and women on the second and third floors. Sign space is available, along with one parking spot under the building. Exterior parking is also available, with both a street and back door entrance. The building houses a mix of occupants, including financial planning, medical offices, and construction businesses. The current layout includes a break room with a galley kitchen featuring updated kitchen cabinets. There are three areas equipped with desk counters to accommodate several office spaces, as well as one room with shelving for storage. The interior is decorated in a coastal style, with ship lap walls and large doors with glass. The space is suitable for a small to medium-sized professional office. The property is located directly off the main commercial thoroughfare running North and South on Anna Maria Island, in the hub of Anna Maria Island, near Publix, CVS, Walgreens, and the largest shopping area on Anna Maria Island. This location is suitable for servicing residents and visitors of Anna Maria Island. The property sits on a 0.53-acre lot. The property is zoned CL.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Office Units

    Suggested Use

    Law Firm Spa & Massage Center Restaurant Dental Office Hair Salon Real Estate Agency Nail Salon Building Supply Gym & Fitness Center Kitchen & Bath Showroom

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Holmes Beach
    County
    Manatee
    State
    Florida
    Longitude
    -82.706849
    Latitude
    27.496159

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    FAQs

    What type of property is this?
    Office units - Rare office space in the heart of Holmes Beach.
    Where is this office units located?
    The property is located at 3909 E Bay Dr Holmes Beach, FL.
    What is the asking price?
    The asking price for this property is $525,000.
    What are key features of this property?
    This property features: - Prime location in the heart of Holmes Beach, Anna Maria Island, directly off the main commercial thoroughfare and near major shopping.; - 988 sq ft office space suitable for a small-medium professional office.; - Part of a well-established commercial condominium building with elevator access and public restrooms.
    (941) 465-0045
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    3909 E Bay Dr Holmes Beach, FL 34217
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    Holmes Beach, FL 34217
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    3909 E Bay Dr Holmes Beach, FL 34217
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    We can help!
    Listing Contact
    Jennifer Chatt
    Jennifer Chatt
    Real Estate License ID: 3423831
    (941) 465-0045 (941) 778-6066
    Learn more
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