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    3660 N Montana Avenue Helena, MT 59602

    View on Map
    For Sale
    $675,000

    SINGLE_FAMILY - Helena, MT

    Type:Retail
    Property size:
    1,751 SF
    Lot size:
    0.58 Acres
    Added:
    Jan 14, 2026
    Days on Market:
    76
    Last Refresh:
    Mar 31 at 10:06 pm

    Property Features for 3660 N Montana Avenue

    General Information

    Property type
    Residential
    Property subtype
    Retail
    Zoning
    Commercial
    Parking
    20
    Standard status
    Active
    APN
    05188818103200000
    Size
    1,751 SF
    Lot size
    0.58 Acres

    Taxes and HOA fees

    TaxYear
    2025
    TaxDescription
    A Tract of Land located in the N1/2SE1/4NE1/4 of Section 18, Township 10 North, Range 3 West, P.M.M., Lewis and Clark County, Montana.
    TaxAnnualAmount
    2347

    Utilities

    Sewer type
    Private Sewer, Septic Tank
    Heating system
    Natural Gas, Forced Air
    Cooling system
    Central Air
    Water source
    Well

    Building Details

    Year built
    1975
    Number of units
    4
    Building materials
    Masonite
    Roof type
    Metal

    We can help!

    Listing Contact
    Jolene Lloyd
    Jolene Lloyd

    Listing agent Jolene Lloyd License #RRE-RBS-LIC-39407

    Listing office Berkshire Hathaway HomeServices - Helena 50 S Park, Helena, MT

    Listing date Jan 14, 2026

    MLS# 30063927

    Copyright © 2026 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    Mixed-Use Property with Large Shop

    This mixed-use property features a one-level home with 1,751 square feet of flexible space, including 2 bedrooms and 3 bathrooms, along with a large shop, making it suitable for both residential living and business ventures. The 30 x 40 (1200 sq ft) heated shop is equipped for various types of businesses, featuring radiant heat flooring, wood heat, an upstairs loft for storage, 220 power, floor drains, and oversized automatic garage doors. The combined square footage includes both the shop and residential space. Situated just outside Helena city limits, the property offers convenient access to local amenities. The property is zoned commercial and sits on a 0.575-acre lot.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Access Outfitters General Contractor

    Suggested Use

    Real Estate Agency Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Auto Repair Shop Gym & Fitness Center Pharmacy

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Helena
    County
    Lewis and Clark
    State
    Montana
    Longitude
    -112.0217947
    Latitude
    46.6261481

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    FAQs

    What type of property is this?
    Mixed-use property - One-level home with shop near Helena, offering business potential.
    Where is this mixed-use property located?
    The property is located at 3660 N Montana Avenue Helena, MT.
    What is the asking price?
    The asking price for this property is $675,000.
    What are key features of this property?
    This property features: Large 30x40 (1200 sq ft) heated shop suitable for various businesses.; Flexible 1,751 sq ft one‑level home with 2 bedrooms and 3 baths.; Shop features radiant heat flooring, wood heat, upstairs loft storage, 220 power, floor drains, and oversized automatic garage doors.
    (406) 459-7573
    We can help!
    Listing Contact
    Jolene Lloyd
    Jolene Lloyd
    Real Estate License ID: RRE-RBS-LIC-39407
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
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