1709 Cincinnati Ave Panama City, FL 32401

Located in historic St. Andrews, this property offers commercial potential with visibility on Hwy 98, which sees over 42,000 vehicles daily as of 2024. Zoned Neighborhood General, it allows for residential and light commercial use, suitable for a professional office, small business, Airbnb, or live/work setup. Neighboring businesses include a law office and a health facility. The property is a renovated 1941 Florida cottage featuring two bedrooms and two bathrooms. Renovations in 2019 included a new roof and HVAC system. Interior features include original hardwood floors, updated kitchen and baths, and an enclosed entertaining area with natural light. The layout includes two flexible living spaces that could serve as a lobby or client area, with bedrooms suitable for private offices. A guest bath is located off the main room, and a private bath is down the hall. The property is located two blocks from Lake Huntington, providing public boat access to St. Andrews Bay and the Gulf, and is within walking distance of the shops and restaurants of Historic St. Andrews. It is also located 15 minutes from the Gulf's white-sand beaches, 8 minutes from the Naval Base, and 26 minutes from Tyndall AFB. The fenced backyard offers space for parking, outdoor use, or a second structure for business expansion or additional residential space. The lot size is 0.21 acres.