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    1102 Zora Drive Temple, TX 76504

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    For Sale
    $389,900

    MULTI_FAMILY - Modern - Temple, TX

    Property size:
    2,644 SF
    Lot size:
    0.17 Acres
    Added:
    Feb 1, 2026
    Days on Market:
    74
    Last Refresh:
    Apr 16 at 3:06 pm

    Property Features for 1102 Zora Drive

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Bedrooms
    6
    Rooms
    Bedroom 5, Bathroom 2, Bedroom 6, Bathroom 1, Bedroom 1, Bathroom 4, Bathroom 3, Bedroom 4, Bedroom 2, Bedroom 3
    Parking features
    Garage
    Interior features
    CeilingFans, DoubleVanity, GardenTubRomanTub, BreakfastBar, BreakfastArea, EatInKitchen, GraniteCounters
    Fencing
    Privacy
    Appliances
    ElectricCooktop, Disposal, MultipleWaterHeaters, Microwave, Refrigerator
    Standard status
    Active
    APN
    504689
    Size
    2,644 SF
    Lot size
    0.17 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Description
    PECAN CREEK SOUTH PHASE II, BLOCK 008, LOT 0020
    Tax Annual Amount
    8035

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Central, Electric (Heating)
    Cooling system
    Central Air, Electric
    Water source
    Public

    Building Details

    Year built
    2023
    Floors in Building
    1
    Number of units
    2
    Flooring type
    Laminate, Wood
    Building materials
    BrickVeneer, Frame, Masonry
    Roof type
    Shingle, Composition
    Architectural style
    Modern

    We can help!

    Listing Contact
    Christine Gordon

    Listing agent Christine Gordon License #0480316

    Listing office All City Real Estate Ltd. Co PO Box 170524, TX

    Listing date Feb 1, 2026

    MLS# 603395 Listing URL

    Copyright © 2026 Central Texas Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    New Duplex Near Business District

    This traditional modern, new construction duplex, awaits its new owner. The property offers living space and convenience to the business district, including hospitals, the VA Administrative development-hospital, dining, and shopping malls. The home has a total of 2644 square feet, with approximately 1351 square feet on each side. It features vinyl plank flooring throughout, and the kitchens include all appliances: a microwave, glass cooktop stove, refrigerator with ice maker, dishwasher, and garbage disposal. The kitchens also feature three cm granite counters, tile backsplash, and custom wood cabinets. Each unit has a Lennox AC unit and a 50-gallon water heater. The property includes front and back sod and a wood privacy fence. The lot size is 0.1721 acres. The property is eligible for IRS opportunities zones which allows temporarily defer tax on eligible gains when you invest in a qualified opportunity fund, to spur economic growth, and job creation and low income communities while providing tax benefit benefits to investors, buyers encouraged to refer to the IRS to learn more and talk to your CPA.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Restaurant Real Estate Agency Law Firm Building Supply Dental Office Spa & Massage Center Big Box & Wholesale Store Auto Repair Shop Hair Salon Hotel & Motel

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Temple
    County
    Bell
    State
    Texas
    Longitude
    -97.337994
    Latitude
    31.072445

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    FAQs

    What type of property is this?
    Duplex - Modern duplex in Temple, TX, near business district and hospitals.
    Where is this duplex located?
    The property is located at 1102 Zora Drive Temple, TX.
    What is the asking price?
    The asking price for this property is $389,900.
    What are key features of this property?
    This property features: New construction duplex, ideal for owner‑occupancy or investment.; Convenient location near business district, hospitals, dining, and shopping.; Eligible for IRS Opportunity Zone benefits (tax deferral on eligible gains).
    (254) 371-2773
    We can help!
    Listing Contact
    Christine Gordon
    Real Estate License ID: 0480316
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
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