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    110 Main Street Polson, MT 59860

    View on Map
    For Sale
    $3,999,000

    SINGLE_FAMILY - Polson, MT

    Type:Retail
    Property size:
    29,000 SF
    Lot size:
    0.91 Acres
    Added:
    Jul 16, 2025
    Days on Market:
    260
    Last Refresh:
    Apr 1 at 10:06 pm

    Property Features for 110 Main Street

    General Information

    Property type
    Residential
    Property subtype
    Retail
    Zoning
    Commercial
    Rooms
    Basement
    Parking features
    Boat, On Street
    Security features
    Security
    Patio and Porch features
    Patio
    Interior features
    Elevator
    Exterior features
    Balcony, BoatSlip, Dock
    Accessibility
    Accessible Elevator Installed
    Standard status
    Active
    APN
    15322804429020000
    Size
    29,000 SF
    Lot size
    0.91 Acres

    Taxes and HOA fees

    TaxYear
    2024
    TaxDescription
    POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 004, Lot 001, TR A AMENDED PLAT(PT LTS 1-3 & PT VACATED ST)
    TaxAnnualAmount
    39312

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Natural Gas, Forced Air, Propane (Heating)
    Cooling system
    Central Air
    Water source
    Public
    Water front features
    Waterfront, Lake, Navigable Water
    Water front
    1

    Building Details

    Year built
    1928

    We can help!

    Listing Contact
    Mel Nordberg

    Listing agent Mel Nordberg License #RRE-RBS-LIC-98928

    Listing office Berkshire Hathaway HomeServices - Polson 201 1st St W, Missoula, MT

    Listing date Jul 16, 2025

    MLS# 30052272

    Copyright © 2026 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Overview

    Historic Waterfront Mixed-Use Investment

    The historic Salish Building, constructed in 1926, is available as an investment opportunity. Situated on 0.909 acres of waterfront real estate, the property offers views of Flathead Lake and the Mission Mountains. It includes an 18-slip marina, suitable for commercial and recreational purposes. Zoned CBZD (Central Business Zoning District), this mixed-use property allows for various commercial and residential options, including the potential for residential units above commercial spaces. The Salish Building spans over 29,000 square feet and features 16 commercial units, additional storage spaces, and parking. The property is located in Polson, MT. The zoning allows for a variety of commercial and residential options. Seller financing is available for qualified buyers.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Fiesta En Jalisco Restaurant Area Vi Agency ... Social Service Agency The Rusty Razor Barbers Barber Shop Black Mountain Software ... (Bike/Boat/Book/etc) Store Community Action Partnership ... Social Service Agency

    Suggested Use

    Real Estate Agency Restaurant Law Firm Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Auto Repair Shop Gym & Fitness Center

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Polson
    County
    Lake
    State
    Montana
    Longitude
    -114.1637224
    Latitude
    47.6946593

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    FAQs

    What type of property is this?
    Mixed-use property - Iconic 1926 building with marina on Flathead Lake.
    Where is this mixed-use property located?
    The property is located at 110 Main Street Polson, MT.
    What is the asking price?
    The asking price for this property is $3,999,000.
    What are key features of this property?
    This property features: Prime waterfront location on Flathead Lake with sweeping views.; Includes an 18‑slip marina, suitable for commercial and recreational use.; Flexible CBZD zoning allows for diverse development options.
    (406) 407-5002
    We can help!
    Listing Contact
    Mel Nordberg
    Real Estate License ID: RRE-RBS-LIC-98928
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
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