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Lakefront Mixed-Use Property For Sale

10830 NAVAJO DRIVE St Petersburg, FL 33708

10830 NAVAJO DRIVE, St Petersburg, FL, 33708
$1,950,000
Pending
For Sale
Claim this Listing
$1,950,000
Pending

Mixed Use - ST PETERSBURG, FL

Property Size7,040 SF
Lot Size1.13 Acres
AddedSep 24, 2025
Days on Market296
Last RefreshJul 16 at 11:06 am

Property Features for 10830 NAVAJO DRIVE

General Information

Property type
Commercial Sale
Property subtype
Mixed Use
Zoning
GO
Security features
Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Washer
Standard status
Pending
APN
03-31-15-25110-000-0540
Size
7,040 SF
Lot size
1.13 Acres

Taxes and HOA fees

Tax Year
2024
Tax Annual Amount
16255.87

Utilities

Heating system
Electric (Heating)
Cooling system
Central Air
Water front features
Lake Front, Waterfront
Water front
1

Building Details

Year built
1968
Flooring type
Concrete, Vinyl
Building materials
Block, Concrete, Stucco
Roof type
Built-Up
Architectural style
Other

Listing agent Angela Julian PA License #3301225

Listing office CHARLES RUTENBERG REALTY INC 1545 S Belcher Rd, Clearwater, FL

Listing date Sep 24, 2025

MLS# TB8432056 Listing URL

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

This lakefront mixed-use property, situated on 1.13 acres in unincorporated Pinellas County, offers a blend of residential comfort, business flexibility, and income potential. Zoned General Office/Residential, the property supports short-term rentals and a variety of professional uses, making it suitable for a live-work environment, commercial investment, or private compound. The residence features 5,160 square feet of remodeled living space, including 4 oversized bedrooms, 3 bathrooms, an indoor laundry room, a utility room (gym), storage rooms, and multiple gathering areas. The modern kitchen and custom finishes balance form and function, while the industrial-chic design incorporates soaring ceilings, barn doors, and modern finishes. Connected to the residence is an 1,896-square-foot office/flex wing, featuring two oversized rooms measuring 29x20 and 31x38. Previously used as a preparatory school and child care center, this space demonstrates adaptability and compliance with operational standards. Together, the residence and office/flex areas provide a combined 7,056 heated square feet. The General Office/Residential zoning permits various businesses, including law offices, real estate offices, medical and dental practices, wellness and fitness centers, educational facilities, veterinary offices, government and administrative functions, creative studios, and other professional services. A commercial-grade fire sprinkler system ensures compliance with fire-safety standards, beneficial for medical, educational, or high-traffic professional uses. Additional infrastructure includes an oversized 4-car garage, 16+ parking spaces with ADA access, and high ceilings. The property is located on a scenic saltwater lake and is within minutes of Gulf beaches, Tampa, Downtown St. Petersburg, and Clearwater, with quick access to shopping, dining, and entertainment. The location in unincorporated Pinellas County allows for short-term rentals, offering potential rental income. The property is ready for various uses.

Key Highlights

  • Lakefront property with General Office/Residential zoning
  • Turnkey 7,056 sq. ft. combined living and office/flex space
  • Commercial‑grade fire sprinkler system ensures immediate compliance

Local Financial Insights For Office B

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $183.3k $26.04
− Vacancy −$37.6k −$5.34
EGI $145.7k $20.70
− OpEx −$36.4k −$5.18
NOI $109.3k $15.53
7,040 SF · lease $26.04/SF/yr · vacancy 20.50% · expense 25.00%

Alternative Uses

Best Use
Office B
$1.56M
$1.37M – $1.82M (±1% cap)
NOI $109,306 @ 7.0% cap · market cap 5.61%
Second Best
Mixed Use
$1.25M
$1.09M – $1.46M (±1% cap)
NOI $87,437 @ 7.0% cap · market cap 4.48%
Theoretical Best
Office A
$1.83M
$1.60M – $2.14M (±1% cap)
NOI $128,181 @ 7.0% cap · market cap 6.57%
Zoning and permitted uses should be independently verified with local authorities.

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Day care centers

Suggested Use

Law Firm Hair Salon Nail Salon Grocery & Convenience Store Daycare Center Spa & Massage Center (Bike/Boat/Book/etc) Store Garden Center HVAC Service Auto Parts Store

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Mixed-use property - Lakefront property with residential, office, and income potential.
Where is this mixed-use property located?
The property is located at 10830 NAVAJO DRIVE St Petersburg, FL.
What is the asking price?
The asking price for this property is $1,950,000.
What are key features of this property?
This property features: Lakefront property with General Office/Residential zoning; Turnkey 7,056 sq. ft. combined living and office/flex space; Commercial‑grade fire sprinkler system ensures immediate compliance
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